5595 Cross Rd, Cayuga, NY 13034 Property Records

Cayuga County and Springport Town property record for 5595 Cross Rd, Cayuga, NY 13034

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,344 sqft · built 2008
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Tax Bill$3,344 (2026)
Deeds & MortgagesMay 2023 Refinance
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN055489 127.00-1-13.72

Property Details

APN / Parcel Number

Primary APN055489 127.00-1-13.72
Alternative APN
  • 548912700000010130720000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area1,134 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Canopy336 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5595 CROSS RD
CityCAYUGA
StateNY
Zip13034-2123
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number13.072
JurisdictionCAYUGA NY
Township / Civil DivisionSPRINGPORT
Census Block Group1
Census Block1004
Census Tract41201

Owner

5595 Cross Rd, a mobile home, is owned and occupied by an individual.

Source: Cayuga County and Springport Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address5595 CROSS RD, CAYUGA, NY 13034-2123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
EMPOWER FCU
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address5595 CROSS RD, CAYUGA, NY 13034-2123
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004357/187
DateMay 25, 2023
Book Page4357/187
Instrument2023-221879
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2043

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address5595 CROSS RD, CAYUGA, NY 13034-2123
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00004660/1
DateSep 30, 2025
Book Page4660/1
Instrument2025-238857
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5595 Cross Rd was $3,344 with a homeowner's exemption, down 12.2% from the year before.

Source: Cayuga County and Springport Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionSpringport Town
Unified School DistrictUnion Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,344.00 (-12.21%) Homeowner's exemption
2025$3,809.00 (-4.66%) Homeowner's exemption$168,700 Land $31,000 Building $137,700$168,700 Land $31,000 Building $137,700
2024$3,995.00
2023Homeowner's exemption$168,700 Land $29,500 Building $139,200$168,700 Land $29,500 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5595 Cross Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5595 Cross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
980 / 880
CBN
Fixed Wireless · not low latency
100 / 100

Nearby Properties on Cross Rd

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