5594 Pine Lake Dr, Crestview, FL 32539 Property Records

Okaloosa County property record for 5594 Pine Lake Dr, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1989
Lot Size	0.31 acres (13,532 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (Mar 2010)
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7427-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7427-2`
Alternative APN	`10-3N-23-098A-0000-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Heated Area
Gross Area	2,360 sqft
1st Floor Area	1,812 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	13,532 sqft (0.31 acres)
Garage Type	Finished
Garage Area	460 sqft
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5594 PINE LAKE DR
City	CRESTVIEW
State	FL
Zip	32539-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOXWORTH EST PH I LOT 9
Legal Range	23
Legal Township	03N
Legal Section	10
Legal Subdivision	FOXWORTH EST PH I
Legal Phase	1
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	4
Census Block	4007
Census Tract	20400

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Oct 22, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2010 · Amount on Record
Deed Sale	Mar 18, 2010 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Document Number	0029281647
Deed Book / Page	2928 / 1647
Last Transfer Date	Oct 22, 2018
Transfer Doc	0033714676
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536

Mortgage

Document Number	0003786559
Date	Dec 1, 2025
Instrument	3786559

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536

Mortgage

Document Number	0035334692
Date	Mar 23, 2021
Book Page	3533/4692
Instrument	3439991

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536
Document Number	0034142369
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5594 PINE LAKE DR CRESTVIEW FL 325398536, CRESTVIEW, FL 32539-8536

Mortgage

Document Number	0034142369
Date	Aug 19, 2019
Book Page	003414/002369
Instrument	3298663

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 22, 2018
Property Address	5594 PINE LAKE DR, CRESTVIEW, FL 32539-8536
Document Number	0033714676
Book / Page	003371 / 004676
Instrument Date	Oct 19, 2018
Instrument	3238943
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5594 PINE LAKE DR CRESTVIEW FL 325398536, CRESTVIEW, FL 32539-8536

Mortgage

Document Number	33714678
Date	Oct 22, 2018
Book Page	003371/004678
Instrument	3238944

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (+7.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,797 (+5.99%)	$221,612 (-3.52%) Land $33,585 Building $188,027
2023	$1,122.00 (+3.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$146,052 (+3%)	$229,691 (+6.56%) Land $28,534 Building $201,157
2022	$1,089.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,798	$215,556 Land $26,667 Building $188,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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