5594 Casper Dr, Troy, MI 48085 Property Records

Oakland County property record for 5594 Casper Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,715 sqft · built 1976
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jan 2021)
Tax Bill$5,280 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-11-176-026

Property Details

APN / Parcel Number

Primary APN88-20-11-176-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,715 sqft Living Area
1st Floor Area997 sqft
Basement Area664 sqft
Unfinished Basement997 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions127 ft deep x 70 ft wide
Garage Area482 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area131 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5594 CASPER DR
CityTROY
StateMI
Zip48085-3304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 11 GOLF TRAIL SUB LOT 50
Legal Range11E
Legal Township2N
Legal Section11
Legal SubdivisionGOLF TRAIL SUB
Legal Lot Number50
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2000
Census Tract196100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5594 CASPER DR, TROY, MI 48085-3304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 26, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Nov 16, 2018Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG
Nov 16, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2021 · Amount on Record
Deed SaleJan 26, 2021 · Amount on Record
Prior SaleOct 24, 2014 · Amount on Record
Deed Document Number202120853
Deed Book / Page55571 / 371
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5594 CASPER DR, TROY, MI 48085-3304
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5594 CASPER DR, TROY, MI 48085-3304

Mortgage

Document Number0000127480
DateOct 8, 2025
Book Page60601/377
Instrument127480
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 26, 2021
Property Address5594 CASPER DR, TROY, MI 48085-3304
Document Number0000020853
Book / Page55571 / 371
Map ReferenceLB 139 PG 6
Instrument DateDec 30, 2020
Instrument20853
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$2,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5594 CASPER DR, TROY, MI 48085-3304

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address5594 CASPER DR, TROY, MI 48085-3304
Document Number0000067300
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedMay 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5594 CASPER DR TROY MI 480853304, TROY, MI 48085-3304

Mortgage

Document Number0000067300
DateMay 1, 2019
Book Page052782/000805
Instrument67300
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5594 CASPER DR, TROY, MI 48085-3304
Document Number0000199707
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5594 CASPER DR TROY MI 480853304, TROY, MI 48085-3304

Mortgage

Document Number0000199707
DateDec 12, 2018
Book Page052430/000176
Instrument199707
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,280.00 (-3.86%)
2023$319,360
2022$5,492.00$159,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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