5591 Karen Ave, Cincinnati, OH 45248 Property Records

Hamilton County property record for 5591 Karen Ave, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 1940
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Dec 2025)
Tax Bill	$2,792 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0171-0098-00`

Property Details

APN / Parcel Number

Primary APN	`550-0171-0098-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,555 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	864 sqft
Upper Floors Area	691 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	80 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5591 KAREN AVE
City	CINCINNATI
State	OH
Zip	45248-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAREN AVE 50 X 150 LOT 63 CHAS E SPRINGMYERS2ND
Legal Subdivision	SPRINGMEYERS
Legal Lot Number	63
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1005
Census Tract	21003

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Dec 3, 2025	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	0000094437
Deed Book / Page	15554 / 1952
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260

Mortgage

Document Number	0000082998
Date	Jul 8, 2021
Book Page	14454/1446
Instrument	2021-0082998

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260
Investor	Possibly a Property Investor

Mortgage

Document Number	0000089133
Date	Dec 13, 2024
Book Page	15312/1573
Instrument	2024-0089133

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 3, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 3, 2025
Property Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260
Document Number	0000094437
Book / Page	15554 / 1952
Map Reference	MB 41 PG 32-33
Instrument Date	Nov 26, 2025
Instrument	2025-0094437
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, LTOC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5591 KAREN AVE, CINCINNATI, OH 45248-4260

Mortgage

Document Number	0000094438
Date	Dec 3, 2025
Instrument	2025-0094438

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,792.00 (+2.53%)	$53,491 (-) Land $11,638 Building $41,853
2024	$2,723.00 (-0.11%)	$53,491 (-) Land $11,638 Building $41,853
2023	$2,726.00 (+5.17%)	$53,491 (+24.07%) Land $11,638 Building $41,853	$152,830 (+24.07%) Land $33,250 Building $119,580
2022	$2,592.00 Homeowner's exemption	$43,113 Land $10,388 Building $32,725
2020			$123,180 Land $29,680 Building $93,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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