5591 Ely Island N, Tower, MN 55790 Property Records

St. Louis County property record for 5591 Ely Island N, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 256 sqft
Lot Size	2.47 acres (107,683 sqft)
Owner	Individual Name on Record
Last Sale	$47,000 (Mar 2019)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Mar 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270-0024-00090`

Property Details

APN / Parcel Number

Primary APN	`270-0024-00090`
Alternative APN	`1067974`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	256 sqft Gross Area
1st Floor Area	256 sqft

Exterior

Exterior Material	Wood
Construction Type	Frame
Lot Area	107,683 sqft (2.47 acres)
Porch	Slab
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1067974
Street Address	5591 ELY IS N
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0009 BLOCK:001 SERIAL #
Legal Subdivision	CEDARWOOD
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2004
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6093 N PIKE LAKE RD, DULUTH, MN 55811-9635
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20191008946
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2019
Property Address	TOWER, MN 55790
Document Number	00T1008946
Instrument Date	Mar 27, 2019
Instrument	T1008946
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$155.10
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6093 N PIKE LAKE RD DULUTH MN 558119635, DULUTH, MN 55811-9635

Mortgage

Document Number	T1008947
Date	Mar 29, 2019
Instrument	T1008947

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (-4.03%)
2025	$1,142.00 (+17.25%)	$108,900 (+14.99%) Land $105,900 Building $3,000	$108,900 (+14.99%) Land $105,900 Building $3,000
2024	$974.00 (-4.51%)	$94,700 (+19.87%) Land $92,400 Building $2,300	$94,700 (+19.87%) Land $92,400 Building $2,300
2023	$1,020.00
2022		$79,000 (+16.69%) Land $77,000 Building $2,000	$79,000 (+16.69%) Land $77,000 Building $2,000
2021		$67,700 Land $66,000 Building $1,700	$67,700 Land $66,000 Building $1,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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