5591 Co Rd 4612, Commerce, TX 75428 Property Records

Hunt County property record for 5591 Co Rd 4612, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,990 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0403-0330-0020-30`

Property Details

APN / Parcel Number

Primary APN	`0403-0330-0020-30`
Alternative APNs	`R98413` `98413`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,990 sqft Gross Area
1st Floor Area	1,990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,670 sqft
Patio Area	1,670 sqft
Shed	1 Shed
Shed Area	160 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5591 COUNTY ROAD 4612
City	COMMERCE
State	TX
Zip	75428-5847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0403 HART J,TRACT 33-2, ACRES 5.0
Legal Subdivision	HART J
Legal Tract	33-2
Legal Block	2
Legal Lot Number	33-2
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2050
Census Tract	960100

Owner

5591 Co Rd 4612 is owned and occupied by two individuals.

Source: Hunt County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5591 COUNTY ROAD 4612, COMMERCE, TX 75428-5847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	5591 COUNTY ROAD 4612, COMMERCE, TX 75428-5847
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011210
Date	Jul 14, 2020
Instrument	2020-11210

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	CLARKSVILLE, TX 75426

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 14, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 5591 Co Rd 4612 was $7,708 with exemptions applied, down 6.7% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,708.00 (-6.72%) Homeowner's exemption Senior Citizen's exemption	$580,020 Land $46,540 Building $533,480	$580,020 Land $46,540 Building $533,480
2024	$8,263.00
2023		$553,720 Land $45,000 Building $508,720	$553,720 Land $45,000 Building $508,720
2022	$4,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5591 Co Rd 4612 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5591 Co Rd 4612 is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5