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5590 Windham Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5590 Windham Rd, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,000 sqft · built 1992
Lot Size0.273 acres (11,935 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Oct 2022)
Tax Bill$1,624 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN31-2N-28-0000-02052-0000

Property Details

APN / Parcel Number

Primary APN31-2N-28-0000-02052-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Heated Area
Gross Area1,736 sqft
1st Floor Area1,240 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area11,935 sqft (0.273 acres)
Garage TypeMixed
Garage Area240 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area160 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number312N280000020520000
Street Address5590 WINDHAM RD
CityMILTON
StateFL
Zip32570-8365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 3-2N-28W COM SW CORN OF UNEC CAMILLE GARDENS BEING ON N R/W OF WINDHAM RD IN SECTION 31 TOWNSHIP 2 NORTH RANGE 28 WEST
Legal Range28W
Legal Township02N
Legal Section31
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3024
Census Tract10503

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5590 WINDHAM RD, MILTON, FL 32570-8365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Mar 22, 2021Special Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 25, 2018Grant Deed, Mortgage · Line of Credit
VALLEY NAT'L BK
Jun 15, 2018Quit Claim Deed, Transfer
ACHIEVE TITLE SERVICES INC
Nov 29, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Prior SaleMar 22, 2021 · Amount on Record
Deed Document Number202260974
Deed Book / Page4339 / 1383
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 27, 2022
Property Address5590 WINDHAM RD, MILTON, FL 32570-8365
Document Number0043391383
Book / Page4339 / 1383
Instrument DateOct 27, 2022
Instrument202260974
Transaction TypeTransfer
Record UpdatedNov 21, 2022
Title CompanyTRADEWINDS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 E VETERANS DR, 75, COOKEVILLE, TN 38501-4695

Transferred To (Grantee/Buyer)

NameVerified Name
Address5590 WINDHAM RD, MILTON, FL 32570-8365

Mortgage

Document Number0202260975
DateOct 27, 2022
Instrument202260975
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0043391398
DateOct 27, 2022
Book Page4339/1398
Instrument202260976
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 22, 2021
Property Address5590 WINDHAM RD, MILTON, FL 32570-8365
Document Number0040901323
Book / Page4090 / 1323
Instrument DateMar 15, 2021
Instrument202118504
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyACHIEVE TITLE SERVICES INC, ACHIEVE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$979.30
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 N DALE MABRY HWY # HWY300, 1406, TAMPA, FL 33607-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address5590 WINDHAM RD, MILTON, FL 32570-8365

Mortgage

Document Number40901325
DateMar 22, 2021
Instrument4090/1325
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

July 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJul 25, 2018
Property Address5590 WINDHAM RD, MILTON, FL 32570-8365
Document Number0037501940
Book / Page003750 / 001940
Instrument DateJul 16, 2018
Instrument31605
Transaction TypeMortgage
Record UpdatedSep 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506

Mortgage

Document Number37501940
DateJul 25, 2018
Book Page003750/001940
Instrument31605
Lender
NameVALLEY NAT'L BK
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 15, 2018
Property Address5590 WINDHAM RD, MILTON, FL 32570-8365
Document Number0037380511
Book / Page003738 / 000511
Instrument DateJun 15, 2018
Instrument25075
Transaction TypeTransfer
Record UpdatedSep 5, 2018
Title CompanyACHIEVE TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateNov 29, 2017
Property Address5590 WINDHAM RD, MILTON, FL 32570-8365
Document Number0036820095
Book / Page003682 / 000095
Instrument DateNov 16, 2017
Instrument49141
Transaction TypeForeclosure
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$464.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1406 N DALE MABRY HWY #300 TAMPA FL 336072506, 300, TAMPA, FL 33607-2506
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,624.00 (-0.61%)$133,128 (+0.99%) Land $19,800 Building $113,328$133,128 (+0.99%) Land $19,800 Building $113,328
2023$1,634.00 (+17.64%)$131,825 (+20.35%) Land $19,800 Building $112,025$131,825 (+20.35%) Land $19,800 Building $112,025
2022$1,389.00$109,532$109,532 Land $13,500 Building $96,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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