5590 Watson Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5590 Watson Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,068 sqft · built 2005
Lot Size	1.42 acres (61,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Sep 2017)
Tax Bill	$9,060 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-068762`

Property Details

APN / Parcel Number

Primary APN	`05-068762`
Alternative APNs	`5068762` `068762`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,068 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	61,986 sqft (1.42 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	600 sqft
Deck Area	448 sqft
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	068762
Street Address	5590 WATSON CT
City	SYKESVILLE
State	MD
Zip	21784-6861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 18A - 1.4225 ACS 5590 WATSON CT 36-40/39 SHERLOCK HOLMES EST AMND
Legal Subdivision	SHERLOCK HOLMES ESTATES
Legal Lot Number	18A
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	1
Census Block	1005
Census Tract	505102

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5590 WATSON CT, SYKESVILLE, MD 21784-6861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 16, 2019	Deed of Trust, Mortgage · VA Mortgage STRONG HOME MORTGAGE LLC
Sep 26, 2017	Deed, Transfer · VA Mortgage 1ST PREFERENCE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Feb 2, 2005 · Amount on Record
Deed Document Number	20178814-0448
Deed Book / Page	8814 / 448
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5590 WATSON CT, ELDERSBURG, MD 21784-6861
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0108870266
Date	Sep 20, 2022
Book Page	10887/266

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5590 WATSON CT, ELDERSBURG, MD 21784-6861
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094450487
Date	Oct 16, 2019
Book Page	9445/0487

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 26, 2017
Property Address	5590 WATSON CT, ELDERSBURG, MD 21784-6861
Document Number	0088140448
Book / Page	8814 / 0448
Map Reference	MB36 FO40
Instrument Date	Aug 23, 2017
Instrument	8814-0448
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5590 WATSON CT, ELDERSBURG, MD 21784-6861

Mortgage

Document Number	0088140454
Date	Sep 26, 2017
Instrument	8814-0454

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,060.00 (+7.09%)	$789,133 (+20.8%)	$842,700 (+23.56%) Land $254,200 Building $588,500
2025	$8,460.00 (+14.62%)
2023	$7,381.00	$653,233	$682,000 Land $254,200 Building $427,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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