5590 Useppa Dr, Ave Maria (Immokalee), FL 34142 Property Records

Collier County property record for 5590 Useppa Dr, Ave Maria, FL 34142

Property Summary

Property Type	Single Family Home
Details	1,634 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$232,500 (Apr 2021)
Tax Bill	$6,074 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`234795 1143E04`

Property Details

APN / Parcel Number

Primary APN	`234795 1143E04`
Alternative APN	`27725007549`

Interior

Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	3,920 sqft (0.09 acres)
Deck Area	100 sqft

Location & Zoning

Street Address	5590 USEPPA DR
City	AVE MARIA
State	FL
Zip	34142-5079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COQUINA AT MAPLE RIDGE PHASE 3 LOT 114
Legal Range	29
Legal Township	48
Legal Section	4
Legal Subdivision	COQUINA MAPLE RIDGE PH 3
Legal Phase	3
Legal Block	1
Legal Lot Number	114
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1031
Census Tract	11208

Owner

5590 Useppa Dr is owned and occupied by two individuals who bought it in April 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2021	Warranty Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC
Jan 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	20216037857
Deed Book / Page	5927 / 1435
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 29, 2026
Property Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079
Document Number	0006817488
Book / Page	6581 / 546
Instrument Date	Mar 19, 2026
Instrument	20266817488
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079

Mortgage

Document Number	0006817488,
Date	Apr 29, 2026
Book Page	6581/546
Instrument	20266817488

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.01%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079

Mortgage

Document Number	0062143396
Date	Feb 10, 2023
Book Page	6214/3396
Instrument	6362379

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 14, 2021
Property Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079
Document Number	0059271435
Book / Page	5927 / 1435
Map Reference	MB 62 PG 99&100
Instrument Date	Apr 1, 2021
Instrument	6037857
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,627.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20259 CASTLEMAINE AVE, 20259, ESTERO, FL 33928-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079

Mortgage

Document Number	0059271439
Date	Apr 14, 2021
Instrument	5927/1439

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 29, 2019
Property Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079
Document Number	0055932617
Book / Page	5593 / 2617
Map Reference	MB 62 PG 99
Instrument Date	Jan 28, 2019
Instrument	5665578
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 SALZEDO ST STE 200, 2020, CORAL GABLES, FL 33134-4358

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5590 USEPPA DR, AVE MARIA, FL 34142-5079

Mortgage

Document Number	0005665580
Date	Jan 29, 2019
Instrument	5665580

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5590 Useppa Dr was $6,074, up 26.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,324 (+1%)	$307,409 (+12.59%) Land $49,382 Building $258,027
2025	$6,074.00 (+26.41%)	$273,022 Land $52,525 Building $220,497	$273,022 Land $52,525 Building $220,497
2024	$4,805.00 (+3.22%)
2023	$4,655.00 (-17.02%) Homeowner's exemption	$226,637 (-10.38%)	$290,754 (+14.98%) Land $60,165 Building $230,589
2022	$5,610.00	$252,877 Land $45,124 Building $207,753	$252,877 Land $45,124 Building $207,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5590 Useppa Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5590 Useppa Dr is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVE MARIA UTILITY COMPANY, LLLP private · serves 11,982 people · EPA ID FL5114154
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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