Frederick County property record for 5590 Rivendell Pl, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,260 sqft · built 1989 |
| Lot Size | 0.046 acres (2,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Oct 2025) |
| Tax Bill | $4,659 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-448718 |
| Primary APN | 23-448718 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,002 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 448718 |
|---|---|
| Street Address | 5590 RIVENDELL PL |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8674 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 1062 SECT 1 PL 2 2002 SQ. FT. STUART MECHANIC PROPERTY |
| Legal Subdivision | STUART MECHANIC PROP |
| Legal Lot Number | 1062 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 751004 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5590 RIVENDELL PL, FREDERICK, MD 21703-8674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Feb 8, 2021 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Feb 8, 2021 · Amount on Record |
| Deed Book / Page | 17564 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 20, 2025 |
| Property Address | 5590 RIVENDELL PL, FREDERICK, MD 21703-8674 |
| Document Number | 0175640448 |
| Book / Page | 17564 / 448 |
| Map Reference | MB 41 PL 98 |
| Instrument Date | Oct 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5590 RIVENDELL PL, FREDERICK, MD 21703-8674 |
| Document Number | 0017564458 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 17564/458 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 8, 2021 |
| Property Address | 5590 RIVENDELL PL, FREDERICK, MD 21703-8674 |
| Document Number | 0145210383 |
| Book / Page | 14521 / 383 |
| Map Reference | MB 41 PL 98 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5590 RIVENDELL PL, FREDERICK, MD 21703-8674 |
| Document Number | 14521391 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 14521/391 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Number | 0145210411 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 14521/411 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $418,200 (+11.79%) Land $112,000 Building $306,200 | $418,200 (-) Land $112,000 Building $306,200 | |
| 2025 | $4,659.00 (+35.51%) | $374,100 (+30.85%) | $418,200 (+46.27%) Land $112,000 Building $306,200 |
| 2023 | $3,438.00 | $285,900 Land $79,000 Building $206,900 | $285,900 Land $79,000 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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