5590 Hearn St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5590 Hearn St, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1936
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (May 2021)
Tax Bill	$518 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-2N-28-0570-00T00-0050`

Property Details

APN / Parcel Number

Primary APN	`34-2N-28-0570-00T00-0050`
Alternative APN	`N28234057000T000050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,411 sqft
1st Floor Area	1,116 sqft
Utility Area	120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Porch	Florida Room
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	5590 HEARN ST
City	MILTON
State	FL
Zip	32570-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHAFFIN ADDITION LOTS 5 & 6 BLK T AS DES IN OR 4125 PG 48
Legal Range	28W
Legal Township	2N
Legal Section	34
Legal Subdivision	CHAFFIN ADDITION
Legal Block	T
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1087
Census Tract	10505

Owner

5590 Hearn St is owned and occupied by two individuals who bought it in May 2021.

Source: Santa Rosa County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5590 HEARN ST, MILTON, FL 32570-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
May 25, 2021	Warranty Deed, Transfer
Sep 2, 2020	Warranty Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Sep 2, 2020 · Amount on File
Deed Document Number	202135907
Deed Book / Page	4125 / 48
Prior Transfer Date	Feb 16, 2018
Prior Transfer Doc	0037021101
Record Updated	Oct 29, 2026

May 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SANTA ROSA FL
Recording Date	May 28, 2021
Property Address	5590 HEARN ST, MILTON, FL 32570-2714
Document Number	0041250048
Book / Page	4125 / 48
Map Reference	MB 3512 PG 819
Instrument Date	May 28, 2021
Instrument	202135907
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7488 WILD HORSE WAY, 7488, MILTON, FL 32570-6387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 OKALOOSA AVE, PENSACOLA, FL 32503-7822

Mortgage

Date	May 28, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Interest

Rate	9.5%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 25, 2021
Property Address	5590 HEARN ST, MILTON, FL 32570-2714
Document Number	0041230429
Book / Page	4123 / 429
Map Reference	MB Z PG 255
Instrument Date	May 25, 2021
Instrument	202134926
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7488 WILD HORSE WAY, 7488, MILTON, FL 32570-6387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7488 WILD HOUSE WAY, MILTON, FL 32570-6387

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 2, 2020
Property Address	5590 HEARN ST, MILTON, FL 32570-2714
Document Number	0039990684
Book / Page	003999 / 000684
Instrument Date	Sep 1, 2020
Instrument	45507
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount on Record
Tax	$98.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7488 WILD HORSE WAY MILTON FL 325706387, MILTON, FL 32570-6387

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,446 (+2.9%)	$84,645 (+17.54%) Land $24,115 Building $60,530
2024	$518.00 (+2.78%) Homeowner's exemption	$71,376 (+3%)	$72,012 (+1.02%) Land $18,200 Building $53,812
2023	$504.00 (+1.2%) Homeowner's exemption	$69,297 (+3%)	$71,287 (+5.96%) Land $18,200 Building $53,087
2022	$498.00 Homeowner's exemption	$67,279	$67,279 Land $16,380 Building $50,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5590 Hearn St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5590 Hearn St is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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