5590 Grace Chapel Rd, Hickory, NC 28601 Property Records

Caldwell County property record for 5590 Grace Chapel Rd, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 1976
Lot Size	0.475 acres (20,710 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Jan 2018)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162843`

Property Details

APN / Parcel Number

Primary APN	`162843`
Alternative APN	`08124 1 3`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,603 sqft Heated Area
Gross Area	3,676 sqft
1st Floor Area	1,603 sqft
Basement Area	1,603 sqft
Unfinished Basement	1,603 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,710 sqft (0.475 acres)
Lot Dimensions	190 ft deep x 109 ft wide

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	366 sqft
Patio Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	162843
Street Address	5590 GRACE CHAPEL RD
City	HICKORY
State	NC
Zip	28601-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1933 PG 773 YR 2017 ST 324.00
Legal Subdivision	NORTH LAKES PHASE 2
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1019
Census Tract	31301

Owner

5590 Grace Chapel Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5590 GRACE CHAPEL RD, HICKORY, NC 28601-8906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Mar 12, 2010 · Amount on File
Deed Book / Page	1933 / 773
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 2, 2018
Property Address	5590 GRACE CHAPEL RD, HICKORY, NC 28601-8906
Document Number	0010018278
Book / Page	001933 / 000773
Instrument Date	Dec 21, 2017
Instrument	10018278
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 GRACE CHAPEL RD HICKORY NC 286018906, HICKORY, NC 28601-8906

Mortgage

Document Number	10018279
Date	Jan 2, 2018
Book Page	001933/000775
Instrument	10018279

Lender

Name	OSBORNE W JOHNSON
Address	10 DEERFIELD ACRES DR, GRANITE FALLS, NC 28630-9401

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 5590 Grace Chapel Rd was $1,736, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (-21.27%)	$287,200 (-) Land $26,400 Building $260,800
2025	$2,205.00	$287,200 Land $26,400 Building $260,800	$287,200 Land $26,400 Building $260,800
2023		$179,200 (-) Land $26,400 Building $152,800	$179,200 (-) Land $26,400 Building $152,800
2022	$1,287.00	$179,200 Land $26,400 Building $152,800	$179,200 Land $26,400 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5590 Grace Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5590 Grace Chapel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20