5590 22nd Ave, Vinton, IA 52349 Property Records

Benton County property record for 5590 22nd Ave, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,248 sqft · built 1900
Lot Size	1.26 acres (54,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jul 2026)
Tax Bill	$1,966 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39007850`

Property Details

APN / Parcel Number

Primary APN	`39007850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,248 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	54,885 sqft (1.26 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5590 22ND AVE
City	VINTON
State	IA
Zip	52349-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT A PT 726' S NE COR SE SE FOR POB W 293.3' N 36D43' W 174' E 397.86'ETC 36 86 11
Legal Range	11W
Legal Township	86N
Legal Section	36
Jurisdiction	BENTON IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1150
Census Tract	960200

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5590 22ND AVE, VINTON, IA 52349-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · FHA Mortgage UNION CREDIT UNION
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jan 17, 2022 · Amount on Record
Deed Document Number	20262685
Prior Transfer Date	Sep 12, 2012
Prior Transfer Doc	00012/4472
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Jul 21, 2026
Property Address	5590 22ND AVE, VINTON, IA 52349-9433
Document Number	0000002685
Instrument Date	Jul 11, 2026
Instrument	20262685
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 22ND AVE, VINTON, IA 52349-9433

Mortgage

Document Number	0000002686,
Date	Jul 21, 2026
Instrument	20262686

Lender

Name	UNION CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Aug 16, 2023
Property Address	5590 22ND AVE, VINTON, IA 52349-9433
Document Number	0000232848
Instrument Date	Aug 10, 2023
Instrument	23-2848
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$199.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5590 22ND AVE, VINTON, IA 52349-9433

Mortgage

Document Number	0000232849
Date	Aug 16, 2023
Instrument	23-2849

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Sep 5, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	12.3%

Mortgage

Document Number	0000232850
Date	Aug 16, 2023
Instrument	23-2850

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,966.00 (+2.61%)	$170,700 (-) Land $47,300 Building $123,400	$170,700 (-) Land $47,300 Building $123,400
2025	$1,916.00 Homeowner's exemption	$170,700 (+11.06%) Land $47,300 Building $123,400	$170,700 (+11.06%) Land $47,300 Building $123,400
2024	$1,916.00 (+47.84%)
2023		$153,700 Land $39,800 Building $113,900	$153,700 Land $39,800 Building $113,900
2022	$1,296.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2010–2019)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims Severe Storms, Tornadoes, And Flooding, Jun 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 71% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	100 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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