559 Warwick St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 559 Warwick St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 748 sqft · built 1980
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$585,000 (Mar 2020)
Tax Bill$11,805 (2025)
Deeds & MortgagesMar 2020 Sale
Flood ZoneZone X (minimal risk)
APN022-042-054

Property Details

APN / Parcel Number

Primary APN022-042-054
Alternative APN
  • 022042030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,261 sqft Living Area
1st Floor Area1,261 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address559 WARWICK ST
CityCAMBRIA
StateCA
Zip93428-2424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 1 BL 20 LTS 34,35,36,37 & 38
Legal SubdivisionCAMBRIA PINES 01
Legal Block20
Legal Lot Number34
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1052
Census Tract10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address559 WARWICK ST, CAMBRIA, CA 93428-2424
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Prior SaleSep 25, 2015 · Amount on Record
Deed Document Number202014325
Prior Transfer DateSep 16, 2015
Prior Transfer Doc0000048723
Record UpdatedOct 29, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 24, 2020
Property Address559 WARWICK ST, CAMBRIA, CA 93428-2424
Document Number0000014325
Instrument DateFeb 19, 2020
Instrument14325
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$644.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address920 LENOSA LN ATASCADERO CA 934221387, ATASCADERO, CA 93422-1387

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,115,653 (+2%) Land $474,093 Building $641,560
2025$11,805.00 (+75.12%) Homeowner's exemption$1,093,779 (+77.87%) Land $464,798 Building $628,981
2023$6,741.00 (+1.8%) Homeowner's exemption$614,937 Land $446,750 Building $168,187
2022$6,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Ranch Wifi, Verizon.

Nearby Properties on Warwick St

Nearby Streets

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