559 Three Streams Rd, Howard, CO 81233 Property Records

Fremont County property record for 559 Three Streams Rd, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,704 sqft · built 2023
Lot Size	35.4 acres (1,545,944 sqft)
Owner	Individual Name on File
Tax Bill	$2,142 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R033765`

Property Details

APN / Parcel Number

Primary APN	`R033765`
Alternative APN	`99504162`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Other
Lot Area	1,545,944 sqft (35.4 acres)
Garage Area	1,350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R033765
Street Address	559 THREE STREAMS RD
City	HOWARD
State	CO
Zip	81233-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THREE STREAMS RANCH REF FROM 994-04-259
Legal Subdivision	THREE STREAMS RANCH
Legal Block	1210
Legal Lot Number	2
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	1
Census Block	1009
Census Tract	979001

Owner

Source: Fremont County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	559 THREE STREAMS RD, HOWARD, CO 81233-9716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 17, 1995
Transfer Doc	0001207748
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	Aug 18, 2020
Property Address	559 THREE STREAMS RD, HOWARD, CO 81233-9716
Document Number	0000989432
Instrument Date	Aug 14, 2020
Instrument	989432
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	559 THREE STREAMS RD HOWARD CO 81233, HOWARD, CO 81233

Mortgage

Document Number	989433
Date	Aug 18, 2020
Instrument	989433

Lender

Name	MELISSA J STUART
Address	LONGMONT, CO 80503

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2030

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,142.00 (+22.47%)	$40,780 (+4.83%)	$652,467 (+12.38%)
2024	$1,749.00 (-22.27%)	$38,900 (-12.7%)
2023	$2,250.00 (+1.31%)	$44,558 (-3.79%) Land $44,558	$580,596 (+263.54%)
2022	$2,221.00	$46,314 Land $46,314	$159,705 Land $159,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smiling J Fixed Wireless	50 / 15
Lumen Technologies DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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