559 Saddlebrook Dr, Payson, UT 84651 Property Records

Utah County property record for 559 Saddlebrook Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,152 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2022)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-780-0023`

Property Details

APN / Parcel Number

Primary APN	`52-780-0023`
Alternative APN	`132061`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132061
Street Address	559 SADDLEBROOK DR
City	PAYSON
State	UT
Zip	84651-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.220 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	23
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4020
Census Tract	10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jul 26, 2024	Deed of Trust, Mortgage AMERICA FIRST FCU
Apr 12, 2022	Warranty Deed, Transfer BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Document Number	202245381
Prior Transfer Date	Jul 9, 2008
Prior Transfer Doc	0000079923
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640

Mortgage

Document Number	0000142575
Date	Aug 16, 2021
Instrument	142575:2021

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	INWEST TITLE-OREM #1, INWEST TITLE OREM 1

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045443
Date	Apr 12, 2022
Instrument	45443:2022

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640

Mortgage

Document Number	0000006530
Date	Jan 29, 2025
Instrument	6530:2025

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640

Mortgage

Document Number	0000049974
Date	Jul 26, 2024
Instrument	49974:2024

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2034

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Apr 12, 2022
Property Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640
Document Number	0000045381
Instrument Date	Apr 11, 2022
Instrument	45381:2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	559 SADDLEBROOK DR, PAYSON, UT 84651-8640

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,655 (-45.68%)	$472,100 (-1.23%) Land $182,800 Building $289,300
2025	$2,615.00 (+0.04%)	$478,000 (+97.93%) Land $174,100 Building $303,900	$478,000 (+8.86%) Land $174,100 Building $303,900
2024	$2,614.00 (+10.48%)
2023	$2,366.00 (-0.96%)	$241,505	$439,100 Land $150,100 Building $289,000
2022	$2,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 40% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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