559 Rte 9d, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 559 Rte 9d, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1960
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$734,800 (Nov 2013)
Tax Bill	$10,738 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372689 81.-1-24`

Property Details

APN / Parcel Number

Primary APN	`372689 81.-1-24`
Alternative APNs	`268908100000010240000000` `156350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	41,818 sqft (0.96 acres)
Lot Width	225 ft Width
View / Lot	Waterfront

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	552 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	156350
Street Address	559 ROUTE 9D
City	GARRISON
State	NY
Zip	10524-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	LAND & RESIDENCE
Legal Block	1
Legal Lot Number	24.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2027
Census Tract	10800

Owner

559 Rte 9d is owned and occupied by two individuals who acquired it in October 2025.

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	559 ROUTE 9D, GARRISON, NY 10524-3049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2013 · Amount on File
Deed Sale	Nov 12, 2013 · Amount on File
Deed Document Number	20131502429
Deed Book / Page	1937 / 37
Last Transfer Date	Oct 6, 2025
Transfer Doc	0024170145
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Oct 22, 2025
Property Address	559 ROUTE 9D, GARRISON, NY 10524-3049
Document Number	0024170145
Book / Page	2417 / 145
Instrument Date	Oct 22, 2025
Instrument	6507-2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 ROUTE 9D, GARRISON, NY 10524-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 ROUTE 9D, GARRISON, NY 10524-3049

Mortgage

Document Number	0000803315
Date	Oct 22, 2025
Instrument	8033/15

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Garrison Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,600 (-) Land $85,800 Building $168,800	$830,127 (+10.07%)
2024	$10,738.00	$254,600 (-) Land $85,800 Building $168,800	$754,147 (+4.32%)
2023		$254,600 (-) Land $85,800 Building $168,800	$722,885 (+11.73%) Land $243,612 Building $479,273
2022		$254,600 Land $85,800 Building $168,800	$647,014 Land $218,043 Building $428,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 559 Rte 9d in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (2011–2023)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Rte 9d is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35