Hamilton County property record for 559 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1958 |
| Lot Size | 0.26 acres (11,369 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Mar 2022) |
| Tax Bill | $3,567 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0021-00 |
| Primary APN | 599-0060-0021-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| 2nd Floor Area | 598 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,369 sqft (0.26 acres) |
| Lot Dimensions | 188 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 559 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY DR 60 X 188.74 LOT 522 SPRINGDALEPK 3RD BL B |
| Legal Subdivision | PARK SPRINGDALE |
| Legal Block | B |
| Legal Lot Number | 522 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 21501 |
559 Observatory Dr is owned and occupied by an individual who bought it in March 2022.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 559 OBSERVATORY DR, CINCINNATI, OH 45246-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jan 24, 2020 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Jan 24, 2020 · Amount on File |
| Deed Document Number | 0000030575 |
| Deed Book / Page | 14630 / 2948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 23, 2022 |
| Property Address | 559 OBSERVATORY DR, CINCINNATI, OH 45246-2930 |
| Document Number | 0000030575 |
| Book / Page | 14630 / 2948 |
| Map Reference | MB 33 PG 38-41 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022-0030575 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 559 OBSERVATORY DR, SPRINGDALE, OH 45246-2930 |
| Document Number | 0000030576 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022-0030576 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 24, 2020 |
| Property Address | 559 OBSERVATORY DR, CINCINNATI, OH 45246-2930 |
| Document Number | 0000008096 |
| Book / Page | 014090 / 000136 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 8096 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 559 OBSERVATORY DR CINCINNATI OH 452462930, CINCINNATI, OH 45246-2930 |
| Document Number | 8098 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 014090/000146 |
| Instrument | 8098 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 559 Observatory Dr was $3,567, up 16.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,567.00 (+16.19%) | $71,050 (-) Land $9,702 Building $61,348 | |
| 2024 | $3,070.00 (-0.13%) | $71,050 (-) Land $9,702 Building $61,348 | |
| 2023 | $3,074.00 (+10.1%) | $71,050 (+35.33%) Land $9,702 Building $61,348 | $203,000 Land $27,720 Building $175,280 |
| 2022 | $2,792.00 Homeowner's exemption | $52,501 Land $8,698 Building $43,803 | |
| 2020 | $150,000 Land $24,850 Building $125,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 559 Observatory Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 559 Observatory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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