559 Elm Crossing Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 559 Elm Crossing Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Aug 2022)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25R-52-0654`

Property Details

APN / Parcel Number

Primary APN	`25R-52-0654`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,560 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	55 ft deep x 55 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	492 sqft
Patio Area	492 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	559 ELM CROSSING CT
City	BALLWIN
State	MO
Zip	63021-7479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	WOODLYN CROSSING PLAT TWO LOT 170 25R520580 9 19 88
Legal Subdivision	WOODLYN CROSSING PLAT TWO
Legal Lot Number	170
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2008
Census Tract	217932

Owner

559 Elm Crossing Ct is owned and occupied by an individual who bought it in August 2022.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	202282301
Prior Transfer Date	Jan 21, 2015
Prior Transfer Doc	0213522689
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 2, 2022
Property Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479
Document Number	2022080200301
Map Reference	MB 274 PG 25
Instrument Date	Jul 28, 2022
Instrument	2022080200301
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 STRAWBERRY HILL ESTATE DR, O FALLON, MO 63366-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479

Mortgage

Document Number	2022080200302
Date	Aug 2, 2022
Instrument	2022080200302

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 26, 2021
Property Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479
Document Number	0248880424
Book / Page	24888 / 424
Map Reference	MB 274 PG 25
Instrument Date	May 18, 2021
Instrument	2021052600764
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	559 ELM CROSSING CT, BALLWIN, MO 63021-7479

Mortgage

Document Number	2021052600765
Date	May 26, 2021
Instrument	2021052600765

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 559 Elm Crossing Ct was $3,598, up 2.5% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,540 (-) Land $27,150 Building $31,390	$308,100 (-) Land $142,900 Building $165,200
2025	$3,598.00 (+2.54%)	$58,540 Land $27,150 Building $31,390	$308,100 Land $142,900 Building $165,200
2024	$3,509.00 (-0.9%)
2023	$3,541.00 (+8.62%)	$53,940 (+17.59%) Land $17,460 Building $36,480	$283,900 Land $91,900 Building $192,000
2022	$3,260.00	$45,870 Land $19,400 Building $26,470
2021			$241,400 Land $102,100 Building $139,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 559 Elm Crossing Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Elm Crossing Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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