559 Ellison Ct, Frederick, MD 21703 Property Records

Frederick County property record for 559 Ellison Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,272 sqft · built 2003
Lot Size0.07 acres (3,053 sqft)
Owner2 Individual Names on File
Last Sale$426,500 (Oct 2024)
Tax Bill$5,913 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-238144

Property Details

APN / Parcel Number

Primary APN02-238144
Alternative APNs
  • 2238144
  • 238144

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,272 sqft Living Area
Gross Area2,492 sqft
1st Floor Area776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,053 sqft (0.07 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number238144
Street Address559 ELLISON CT
CityFREDERICK
StateMD
Zip21703-6111
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 6032 PLAT 2 SECTION 6-3,053 SQ. FT. OVERLOOK
Legal SubdivisionOVERLOOK
Legal Lot Number6032
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2013
Census Tract750505

Owner

Source: Frederick County assessment roll, APN 02-238144, as of August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address559 ELLISON CT, FREDERICK, MD 21703-6111
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 09, 2017Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2024 · Amount on Record
Deed SaleOct 31, 2024 · Amount on Record
Prior SaleAug 24, 2022 · Amount on Record
Deed Book / Page17093 / 255
Prior Transfer DateOct 11, 2007
Prior Transfer Doc0067820216
Record UpdatedJun 08, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 24, 2022
Property Address559 ELLISON CT, FREDERICK, MD 21703-6111
Document Number0161020165
Book / Page16102 / 165
Map ReferencePL 70 PG 46
Instrument DateJul 21, 2022
Transaction TypeTransfer
Record UpdatedSep 08, 2022
Title CompanyNOT AVAILABLE, FRIENDS TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$943.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address559 ELLISON CT, FREDERICK, MD 21703-6111

Mortgage

Document Number0016102170
DateAug 24, 2022
Instrument16102/170
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateAug 01, 2025
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.75%
Index5-Year CMT
Margin2
Max Rate10.7%

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 09, 2017
Property Address559 ELLISON CT, FREDERICK, MD 21703-6111
Document Number0119700132
Book / Page11970 / 0132
Map ReferencePL70 PG46
Instrument DateJul 31, 2017
Instrument11970-0132
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,096.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address559 ELLISON CT, FREDERICK, MD 21703-6111

Mortgage

Document Number119700140
DateAug 09, 2017
Instrument11970-0140
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll as of August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$344,800 (+18.52%) Land $70,000 Building $274,800$344,800 (-) Land $70,000 Building $274,800
2024$5,913.00 (+11.19%)
2023$5,318.00$290,933$344,800 Land $70,000 Building $274,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 units insured
incl. 12 condo units

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 509 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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