559 E Madison Ave, Unit 109, El Cajon, CA 92020 Property Records

San Diego County property record for 559 E Madison Ave, Unit 109, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 710 sqft · built 1970
Lot Size	3.74 acres (163,212 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jun 2018)
Tax Bill	$2,425 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`483-310-18-62`

Property Details

APN / Parcel Number

Primary APN	`483-310-18-62`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	710 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment
Lot Area	163,212 sqft

Location & Zoning

Street Address	559 E MADISON AVE, 109
City	EL CAJON
State	CA
Zip	92020-3707
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1450
Legal Description	LOT 1 US 109PER DOC04-899429&UND INT IN COMMON AREA IN TR 014856
Legal Subdivision	BALLANTYNE & MADISON
Legal Tract	014856
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	559 E MADISON AVE, 109, EL CAJON, CA 92020-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jan 22, 2018	Trustee's Deed, Foreclosure WFG NATIONAL-DEFAULT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jan 22, 2018 · Amount on Record
Deed Document Number	2018253933
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	559 E MADISON AVE UNIT 109, 109, EL CAJON, CA 92020-3707
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195884
Date	Apr 17, 2020
Instrument	2020-0195884

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2018
Property Address	559 E MADISON AVE UNIT 109, 109, EL CAJON, CA 92020-3707
Document Number	0000253933
Map Reference	MAP 14856
Instrument Date	Jun 13, 2018
Instrument	2018-0253933
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 E MADISON AVE UNIT 109, 109, EL CAJON, CA 92020-3707

Mortgage

Document Number	0000253934
Date	Jun 22, 2018
Instrument	2018-0253934

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 22, 2018
Property Address	559 E MADISON AVE UNIT 109, 109, EL CAJON, CA 92020-3707
Document Number	0000024396
Instrument Date	Jan 11, 2018
Instrument	24396
Transaction Type	Foreclosure
Record Updated	Jan 30, 2018
Title Company	WFG NATIONAL-DEFAULT SERVICES

Transaction

Amount	Amount Recorded
Tax	$173.40
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$214,702 (+2%) Land $127,661 Building $87,041
2025	$2,425.00 (+2.19%) Homeowner's exemption	$210,493 (+4.04%) Land $125,158 Building $85,335
2023	$2,373.00 (+1.63%) Homeowner's exemption	$202,321 Land $120,299 Building $82,022
2022	$2,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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