559 Beards Hill Rd, Aberdeen, MD 21001 Property Records

Harford County property record for 559 Beards Hill Rd, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,744 sqft · built 2005
Lot Size	0.476 acres (20,747 sqft)
Owner	2 Individual Names on File
Last Sale	$344,900 (Jun 2016)
Tax Bill	$4,099 (2026)
Deeds & Mortgages	Dec 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-104482`

Property Details

APN / Parcel Number

Primary APN	`02-104482`
Alternative APN	`104482`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,747 sqft (0.476 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	95 sqft
Deck Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104482
Street Address	559 BEARDS HILL RD
City	ABERDEEN
State	MD
Zip	21001-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 74 20747 SF 559 BEARDS HILL ROAD WINDEMERE V PT 114/99
Legal Subdivision	WINDEMERE 39 63
Legal Lot Number	74
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3005
Census Tract	302801

Owner

559 Beards Hill Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Harford County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	559 BEARDS HILL RD, ABERDEEN, MD 21001-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Prior Sale	Aug 23, 2013 · Amount on File
Deed Book / Page	11861 / 258
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	0118610280
Record Updated	Oct 29, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	559 BEARDS HILL RD, ABERDEEN, MD 21001-1831
Document Number	0126590382
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 BEARDS HILL RD ABERDEEN MD 210011831, ABERDEEN, MD 21001-1831

Mortgage

Document Number	0126590382
Date	Dec 29, 2017
Book Page	012659/000382

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Dec 28, 2057

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 559 Beards Hill Rd was $4,099, up 12.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,099.00 (+12.36%)	$430,000 (+5.82%) Land $78,500 Building $351,500	$430,000 (-) Land $78,500 Building $351,500
2025	$3,648.00	$406,367	$430,000 Land $78,500 Building $351,500
2023		$359,100 Land $78,500 Building $280,600	$359,100 Land $78,500 Building $280,600
2022	$3,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 559 Beards Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20