559 Banks Rd, Ochlocknee, GA 31773 Property Records

Grady County property record for 559 Banks Rd, Ochlocknee, GA 31773

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 1999
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$190,700 (Oct 2021)
Tax Bill	$520 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00790-001-009`

Property Details

APN / Parcel Number

Primary APN	`00790-001-009`
Alternative APN	`6463`

Interior

Stories	1 Story
Building Area	2,128 sqft Gross Area
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1999
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	304,920 sqft (7 acres)
Deck Area	280 sqft
Lean-To	80 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	6463
Old Parcel Number	00790001009
Street Address	559 BANKS RD
City	OCHLOCKNEE
State	GA
Zip	31773-2120
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	(MH)
Jurisdiction	GRADY GA
Township / Civil Division	SPENCE
Census Block Group	2
Census Block	2043
Census Tract	950100

Owner

559 Banks Rd, a mobile home, is owned and occupied by an individual who bought it in October 2021.

Source: Grady County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	559 BANKS RD, OCHLOCKNEE, GA 31773-2120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	0000896445
Deed Book / Page	896 / 445
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	000896/445
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Oct 5, 2021
Property Address	559 BANKS RD, OCHLOCKNEE, GA 31773-2120
Document Number	896/445
Book / Page	896 / 445
Instrument Date	Oct 5, 2021
Instrument	2021-000957
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 BANKS RD, OCHLOCKNEE, GA 31773-2120

Mortgage

Document Number	0000000896/0000000447
Date	Oct 8, 2021
Book Page	0000000896/0000000447

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 559 Banks Rd was $520 with a homeowner's exemption, down 20.5% from the year before.

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (-20.49%) Homeowner's exemption	$23,278 (-) Land $11,446 Building $11,832	$58,197 (-) Land $28,616 Building $29,581
2024	$654.00 (+17.41%) Homeowner's exemption	$23,278 (+15.71%) Land $11,446 Building $11,832	$58,197 (+15.71%) Land $28,616 Building $29,581
2023	$557.00 (+6.3%) Homeowner's exemption	$20,118 (+5.3%) Land $8,820 Building $11,298	$50,294 (+5.29%) Land $22,050 Building $28,244
2022	$524.00 Homeowner's exemption	$19,106 Land $8,820 Building $10,286	$47,766 Land $22,050 Building $25,716

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 559 Banks Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1998–2000)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 559 Banks Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20