559 15th Ave S, Naples, FL 34102 Property Records

Collier County property record for 559 15th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,611 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$3,900,000 (Jan 2021)
Tax Bill	$40,576 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`004000 2 65A09`

Property Details

APN / Parcel Number

Primary APN	`004000 2 65A09`
Alternative APNs	`01730920006001100265` `01730920006` `1730920006`

Interior

Stories	2 Stories
Building Area	2,611 sqft Living Area
1st Floor Area	2,611 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Waterfront
Pool Area	336 sqft
Deck Area	860 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	559 15TH AVE S
City	NAPLES
State	FL
Zip	34102-7438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 1 BLK 2 LOT 6 LESS W 5FT
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	AQUALANE SHORES UNIT 1
Legal Tract	004000
Legal Block	2
Legal Lot Number	6
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2028
Census Tract	101

Owner

559 15th Ave S is owned and occupied by two individuals who bought it in January 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	559 15TH AVE S, NAPLES, FL 34102-7438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Jan 20, 2021	Warranty Deed, Transfer FIRST NATIONAL TITLE AND CLOSING SV, FIRST NAT'L TITLE & CLOSING SV
Jan 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Apr 1, 1999 · Amount on File
Deed Document Number	20215987530
Deed Book / Page	5878 / 3325
Prior Transfer Date	Jan 18, 2019
Prior Transfer Doc	0055932527
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	559 15TH AVE S, NAPLES, FL 34102-7438
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054030380
Date	Jun 7, 2017
Book Page	5403/0380
Instrument	5415152

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.07%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.07%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 20, 2021
Property Address	559 15TH AVE S, NAPLES, FL 34102-7438
Document Number	0058783325
Book / Page	005878 / 003325
Instrument Date	Jan 14, 2021
Instrument	5987530
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	FIRST NATIONAL TITLE AND CLOSING SV, FIRST NAT'L TITLE & CLOSING SV

Transaction

Amount	Amount on Record
Tax	$27,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	559 15TH AVE S NAPLES FL 341027438, NAPLES, FL 34102-7438

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 29, 2019
Property Address	559 15TH AVE S, NAPLES, FL 34102-7438
Document Number	0055932527
Book / Page	005593 / 002527
Instrument Date	Jan 18, 2019
Instrument	5665544
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	559 15TH AVE S NAPLES FL 341027438, NAPLES, FL 34102-7438

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	559 15TH AVE S, NAPLES, FL 34102-7438
Document Number	0054312472
Book / Page	005431 / 002472
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	559 15TH AVE S NAPLES FL 341027438, NAPLES, FL 34102-7438

Mortgage

Document Number	0054312472
Date	Sep 5, 2017
Book Page	005431/002472
Instrument	5448154

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 4, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 559 15th Ave S was $40,576 with a homeowner's exemption, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,178,270 (-7.59%) Land $3,692,650 Building $485,620	$4,178,270 (-20.24%) Land $3,692,650 Building $485,620
2025	$40,576.00 (+2.19%) Homeowner's exemption	$4,521,590	$5,238,732 Land $3,272,750 Building $1,965,982
2024	$39,707.00 (+1.5%)
2023	$39,122.00 (-3.23%) Homeowner's exemption	$4,266,174 (+2.52%)	$5,807,190 (+39.55%) Land $4,631,250 Building $1,175,940
2022	$40,427.00 Homeowner's exemption	$4,161,276 Land $3,086,265 Building $1,075,011	$4,161,276 Land $3,086,265 Building $1,075,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 559 15th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 246 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	916 units insured incl. 670 condo units
Nearby Flood Claims	321 (1982–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 98 claims Hurricane Ian, Sep 2022 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 559 15th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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