55897 Cactus Ct, Whitewater, CA 92282 Property Records

Riverside County property record for 55897 Cactus Ct, Whitewater, CA 92282

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,240 sqft · built 1958
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$73,000 (Feb 2015)
Tax Bill$1,166 (2025)
Deeds & MortgagesApr 2022 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN517-273-017

Property Details

APN / Parcel Number

Primary APN517-273-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,240 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number517273017
Street Address55897 CACTUS CT
CityWHITEWATER
StateCA
Zip92282-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 144 MB 033/068 SAN GORGONIO PASS 3
Legal SubdivisionSAN GORGONIA PASS #3
Legal Lot Number144
JurisdictionRIVERSIDE CA
Township / Civil DivisionDESERT HOT SPRINGS
Census Block Group1
Census Block1049
Census Tract44521

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55897 CACTUS CT, WHITEWATER, CA 92282-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2015 · Amount on Record
Deed SaleFeb 27, 2015 · Amount on Record
Prior SaleSep 24, 2014 · Amount on Record
Deed Document Number2015-0080045
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address55897 CACTUS CT, WHITEWATER, CA 92282-3130
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address55897 CACTUS CT, WHITEWATER, CA 92282-3130

Mortgage

Document Number0000158732
DateApr 4, 2022
Instrument2022-0158732
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address55897 CACTUS CT, WHITEWATER, CA 92282-3130
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyAMERICAN HOME TITLE LIMITED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000504491
DateDec 1, 2017
Instrument2017-0504491
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,166.00 (+0.26%)$87,724 (+4.04%) Land $21,627 Building $66,097
2023$1,163.00 (+0.61%)$84,319 Land $20,788 Building $63,531
2022$1,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 57% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PALM SPRINGS VILLAGE
serves 517 people · EPA ID CA3310078
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMISSION SPRINGS WD, DESERT WATER AGENCY
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

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