55890 E 315 Rd, Jay, OK 74346 Property Records

Delaware County property record for 55890 E 315 Rd, Jay, OK 74346 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1992
Square Footage	1,440 sqft Living Area
Lot Size	2 acres
Last Sale	$689,000 (2025)
Tax Bill	$5,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24N23E-18-0-00225-001-0001`
Alternative APNs	`0023450` `23450`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,440 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1992
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	87,120 sqft

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	578 sqft Deck
Patio Area	706 sqft Patio
Porch	Enclosed Porch
Porch Area	360 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	23450
Street Address	55890 E 315 RD
City	JAY
State	OK
Zip	74346
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMOR ACRES LOTS 1 & 2 BLOCK 1 2608-581
Legal Range	23E
Legal Township	24N
Legal Section	18
Legal Subdivision	GRAMOR ACRES
Legal Block	1
Legal Lot Number	1,2 2
Jurisdiction	DELAWARE OK
Minor Civil Division	JAY
Census Blockgroup	1
Census Block	1006
Census Tract	375901

Owner

Source: Delaware County records · APN 24N23E-18-0-00225-001-0001

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1281, CLAREMORE, OK 74018-1281
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUITY FCU
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Aug 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Doc Number	I-2025-007253
Deed Book / Page	2608 / 581
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	55890 E 315 RD, JAY, OK 74346
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002320/161
Date	May 11, 2020
Book Page	2320/161
Instrument	2020-003231

Lender

Name	TRUITY FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	55890 E 315 RD, JAY, OK 74346
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002280/678
Date	May 24, 2019
Book Page	2280/678
Instrument	2019-003933

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company
Address	TULSA, OK 74136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Aug 22, 2025
Property Address	55890 E 315 RD, JAY, OK 74346
Document Number	002608/581
Book / Page	2608 / 581
Instrument Date	Aug 20, 2025
Instrument	I-2025-007253
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,033.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	PO BOX 1281, CLAREMORE, OK 74018-1281
Investor	Possibly a Property Investor

Mortgage

Document Number	I2025007254
Date	Aug 22, 2025
Instrument	I-2025-007254

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Apr 18, 2019
Property Address	55890 E 315 RD, JAY, OK 74346
Document Number	002276/704
Book / Page	2276 / 704
Instrument Date	Apr 15, 2019
Instrument	2019-002916
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	597 COUNTY ROAD 3022, BARTLESVILLE, OK 74003-7113
Investor	Possibly a Property Investor

Mortgage

Document Number	2019002917
Date	Apr 18, 2019
Instrument	2019-002917

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (-1.47%)	$62,100 (+86.97%) Land $11,110 Building $50,990	$540,000 (+86.97%) Land $96,610 Building $443,390
2024	$5,103.00 (+88.23%)	$33,213 (+0.32%) Land $11,110 Building $22,103	$288,810 (+0.32%) Land $96,610 Building $192,200
2023	$2,711.00 (-1.95%)	$33,108 (-) Land $10,391 Building $22,717	$287,900 (-) Land $90,360 Building $197,540
2022	$2,765.00	$33,108 Land $10,391 Building $22,717	$287,900 Land $90,360 Building $197,540

Flood & Wildfire

55890 E 315 Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Delaware County (40041C), updated September 13, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 12th in Oklahoma
Wildfire Likelihood	Moderate — about 1 in 1,031 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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