5589 Wayside Ave, Cincinnati, OH 45230 Property Records

Hamilton County property record for 5589 Wayside Ave, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,988 sqft · built 1961
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jul 2021)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-0481-0003-00`

Property Details

APN / Parcel Number

Primary APN	`500-0481-0003-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	1,124 sqft
2nd Floor Area	864 sqft
Basement Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	242 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5589 WAYSIDE AVE
City	CINCINNATI
State	OH
Zip	45230-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYSIDE AVE 90.23 X 242.38 IRR LOT 7 RESUB BLK A WAYSIDE HILLS SUB
Legal Subdivision	K A WAYSIDE HILLS SUB
Legal Block	A
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3008
Census Tract	4602

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BAKER BAHLMAN
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Dec 12, 2005 · Amount on Record
Deed Document Number	0000090513
Deed Book / Page	14466 / 1720
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127

Mortgage

Document Number	0000000005
Date	Jan 2, 2026
Book Page	15574/55
Instrument	2026-0000005

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123383
Date	Oct 12, 2021
Book Page	14521/376
Instrument	2021-0123383

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 26, 2021
Property Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127
Document Number	0000090513
Book / Page	14466 / 1720
Map Reference	MB 93 PG 55
Instrument Date	Jul 16, 2021
Instrument	2021-0090513
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127

Mortgage

Document Number	0000090514
Date	Jul 26, 2021
Instrument	2021-0090514

Lender

Name	BAKER BAHLMAN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5589 WAYSIDE AVE, CINCINNATI, OH 45230-5127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200136369
Date	Dec 23, 2020
Book Page	14321/2677
Instrument	2020-0136369

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,988.00 (+2.87%)	$127,750 (-) Land $21,658 Building $106,092
2024	$7,765.00 (+5.15%)	$127,750 (-) Land $21,658 Building $106,092
2023	$7,385.00 (+36.89%)	$127,750 (+53.81%) Land $21,658 Building $106,092	$365,000 (+53.81%) Land $61,880 Building $303,120
2022	$5,395.00 Homeowner's exemption	$83,056 Land $17,483 Building $65,573
2020			$237,300 Land $49,950 Building $187,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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