5589 T Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5589 T Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1993
Square Footage	1,300 sqft Living Area
Lot Size	828,511 sqft (19 acres)
Garage	672 sqft
Occupancy	Owner Occupied
Tax Bill	$3,628.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-08-400-005-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,300 sqft Living Area
1st Floor	1,300 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	828,511 sqft (19 acres)
Driveway	Driveway Concrete
Driveway Area	1,392 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Area	672 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	72 sqft Deck
Patio Area	216 sqft Patio
Porch Area	156 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5589 T RD
City	WATERLOO
State	IL
Zip	62298-3035
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART TAX LOT 8 SEC 8 & PART TAX LOTS 1 & 2 SUR 396 0209822 03S
Legal Range	09W
Legal Township	03S
Legal Section	08
Legal Lot Number	8
Jurisdiction	MONROE IL
Minor Civil Division	8
Census Blockgroup	2
Census Block	2038
Census Tract	600501

Owner

Source: Monroe County records · APN 11-08-400-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5589 T RD, WATERLOO, IL 62298-3035
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH COUNTY SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH COUNTY SAVINGS BANK
Oct 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5589 T RD, WATERLOO, IL 62298-3035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000405654
Date	Jan 13, 2020
Instrument	405654

Lender

Name	NORTH COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2025

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5589 T RD, WATERLOO, IL 62298-3035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408110
Date	May 21, 2020
Instrument	408110

Lender

Name	NORTH COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5589 T RD, WATERLOO, IL 62298-3035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000411624
Date	Oct 09, 2020
Instrument	411624

Lender

Name	NORTH COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,202 (+15.8%) Land $13,162 Building $57,040
2024	$3,628.00		$223,770 (+23.03%) Land $40,863 Building $182,907
2022	Homeowner's exemption Additional exemption filed	$60,626 Land $12,636 Building $47,990	$181,878 Land $37,908 Building $143,970

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