5589 Quale Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 5589 Quale Ave NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,224 sqft · built 1999
Lot Size	1.56 acres (68,262 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Apr 2023)
Tax Bill	$5,870 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-148-001120`

Property Details

APN / Parcel Number

Primary APN	`114-148-001120`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	68,262 sqft (1.56 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	324 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5589 QUALE AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-120 RANGE-023 BOURGEOIS HILLS LOT-012 BLOCK-001
Legal Range	023
Legal Township	120
Legal Section	02
Legal Subdivision	BOURGEOIS HILLS
Legal Block	1
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1017
Census Tract	100806

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Aug 18, 2020 · Amount on File
Deed Document Number	20231521754
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 21, 2023
Property Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343
Document Number	00A1529370
Instrument Date	Apr 20, 2023
Instrument	A1529370
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NETWORK TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,881.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343

Mortgage

Document Number	00A1529371
Date	Apr 21, 2023
Instrument	A1529371

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001475957
Date	Jul 6, 2021
Instrument	1475957

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 18, 2020
Property Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343
Document Number	0001437091
Instrument Date	Jul 21, 2020
Instrument	1437091
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5589 QUALE AVE NE, SAINT MICHAEL, MN 55376-3343

Mortgage

Document Number	0001437092
Date	Aug 18, 2020
Instrument	1437092

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,870.00 (-0.2%)	$538,000 (+3.24%) Land $156,400 Building $381,600	$538,000 (+3.24%) Land $156,400 Building $381,600
2025		$521,100 (-1.66%) Land $163,400 Building $357,700	$521,100 (-1.66%) Land $163,400 Building $357,700
2023	$5,882.00 (+7.14%)	$529,900 Land $162,600 Building $367,300	$529,900 Land $162,600 Building $367,300
2022	$5,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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