5589 Perdita Dr, Belton, TX 76513 Property Records

Bell County property record for 5589 Perdita Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1,622 sqft · built 2019
Lot Size	0.165 acres (7,227 sqft)
Owner	Individual Name on Record
Tax Bill	$5,697 (2023)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0430074055`

Property Details

APN / Parcel Number

Primary APN	`0430074055`
Alternative APNs	`478244` `872216`

Interior

Stories	1 Story
Building Area	1,622 sqft Living Area
1st Floor Area	1,622 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	7,227 sqft (0.165 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	300 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	872216
Street Address	5589 PERDITA DR
City	BELTON
State	TX
Zip	76513-5878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CREEKS PHASE III, BLOCK 001, LOT 0001
Legal Subdivision	THREE CREEKS PHASE III
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	1
Census Block	1016
Census Tract	21502

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5589 PERDITA DR, BELTON, TX 76513-5878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 28, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020
Deed Sale	Feb 28, 2020
Deed Document Number	2020-00010144
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5589 PERDITA DR, BELTON, TX 76513-5878
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006342
Date	Feb 15, 2024
Instrument	2024006342

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2054

February 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 28, 2020
Property Address	5589 PERDITA DR, BELTON, TX 76513-5878
Document Number	0000010144
Map Reference	DOC 2017-129A&129B
Instrument Date	Feb 28, 2020
Instrument	2020-00010144
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 PERDITA DR, BELTON, TX 76513-5878

Mortgage

Document Number	0000010145
Date	Feb 28, 2020
Instrument	2020-00010145

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,697.00 (-10.69%) Homeowner's exemption	$305,394 Land $50,000 Building $255,394	$305,394 Land $50,000 Building $255,394
2022	$6,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: Altitude ISP, AT&T, SOS Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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