St. Louis County property record for 5589 Lehto Rd, Embarrass, MN 55732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,240 sqft · built 1920 |
| Lot Size | 38 acres (1,655,716 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,988 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 330-0010-04740 |
| Primary APN | 330-0010-04740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Gross Area |
| 1st Floor Area | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,655,716 sqft (38 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 179 sqft |
| Deck Area | 80 sqft |
| Storage Building | 192 sqft |
| Pole Barn | 2,560 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 963241 |
|---|---|
| Street Address | 5589 LEHTO RD |
| City | EMBARRASS |
| State | MN |
| Zip | 55732-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | SW 1/4 OF SE 1/4 EX S 416 FT OF E208 FT SERIAL # |
| Legal Range | 15W |
| Legal Township | 60N |
| Legal Section | 29 |
| Legal Subdivision | EMBARRASS TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | EMBARRASS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13900 |
5589 Lehto Rd is owned and occupied by an individual who acquired it in September 2011.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5589 LEHTO RD, EMBARRASS, MN 55732-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 2011 |
| Transfer Doc | 0000069583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5589 LEHTO RD, EMBARRASS, MN 55732-8205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001422910 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 1422910 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 5589 Lehto Rd was $1,988 with a homeowner's exemption, up 19.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Embarrass Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,988.00 (+19.76%) Homeowner's exemption | ||
| 2025 | $1,660.00 (-21.03%) Homeowner's exemption | $233,000 (+3.79%) Land $71,300 Building $161,700 | $233,000 (+3.79%) Land $71,300 Building $161,700 |
| 2024 | $2,102.00 | $224,500 Land $72,100 Building $152,400 | $224,500 Land $72,100 Building $152,400 |
| 2022 | $178,800 Land $62,300 Building $116,500 | $178,800 Land $62,300 Building $116,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5589 Lehto Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5589 Lehto Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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