5589 John Watts St, Morganton, NC 28655 Property Records

Burke County property record for 5589 John Watts St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,069 sqft · built 2022
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,600 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1780444008`

Property Details

APN / Parcel Number

Primary APN	`1780444008`
Alternative APNs	`1780444020` `9183`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	988 sqft
Basement Area	208 sqft
Unfinished Basement	208 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	232 sqft
Deck Area	348 sqft
Patio Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5589 JOHN WATTS ST
City	MORGANTON
State	NC
Zip	28655-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	PL58-40
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1007
Census Tract	21302

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5589 JOHN WATTS ST, MORGANTON, NC 28655-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage MADISON HOMEBUILDERS LLC
Apr 4, 2023	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 4, 2022	Intrafamily Transfer, Transfer
Mar 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 25, 2022
Transfer Doc	0026070832
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5589 JOHN WATTS ST, MORGANTON, NC 28655-8801
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3354 CRAWLEY HIGGINS AVE, MORGANTON, NC 28655-7944

Mortgage

Document Number	0026350775
Date	Jul 21, 2022
Book Page	2635/775
Instrument	2022023671

Lender

Name	MADISON HOMEBUILDERS LLC
Address	CHARLOTTE, NC 28273

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2037

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	5589 JOHN WATTS ST, MORGANTON, NC 28655-8801
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026770276
Date	Apr 4, 2023
Book Page	2677/276
Instrument	2023002884

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Mar 4, 2022
Property Address	5589 JOHN WATTS ST, MORGANTON, NC 28655-8801
Document Number	0026070828
Book / Page	2607 / 828
Instrument Date	Feb 25, 2022
Instrument	2022018182
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 SHAMROCK DR, MORGANTON, NC 28655-7633

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Mar 4, 2022
Property Address	5589 JOHN WATTS ST, MORGANTON, NC 28655-8801
Document Number	0026070832
Book / Page	2607 / 832
Instrument Date	Feb 25, 2022
Instrument	2022018183
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 SHAMROCK DR, MORGANTON, NC 28655-7633

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,600.00 (+0.19%)	$379,331 (-) Land $18,560 Building $360,771	$379,331 (-) Land $18,560 Building $360,771
2025	$2,595.00 (+208.19%)	$379,331 (+234.44%) Land $18,560 Building $360,771	$379,331 (+234.44%) Land $18,560 Building $360,771
2023	$842.00	$113,423 Land $18,560 Building $94,863	$113,423 Land $18,560 Building $94,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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