5589 Candlelight Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 5589 Candlelight Dr, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,795 sqft · built 2000
Lot Size	0.303 acres (13,220 sqft)
Owner	2 Company Names on Record
Last Sale	$1,504,000 (Feb 2007)
Tax Bill	$28,181 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`358-590-30-00`

Property Details

APN / Parcel Number

Primary APN	`358-590-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,795 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	13,220 sqft (0.303 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5589 CANDLELIGHT DR
City	LA JOLLA
State	CA
Zip	92037-7713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 123 TR 006995
Legal Subdivision	LA JOLLA PALISADES
Legal Tract	006995
Legal Block	3
Legal Lot Number	123
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	8310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2007 · Amount on Record
Deed Sale	Feb 2, 2007 · Amount on Record
Deed Document Number	200776554
Last Transfer Date	Oct 21, 2024
Transfer Doc	0000293310
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Investor	Possibly a Property Investor

Mortgage

Document Number	0000382870
Date	May 20, 2021
Instrument	2021-0382870

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Investor	Possibly a Property Investor

Mortgage

Document Number	0000531595
Date	Jul 26, 2021
Instrument	2021-0531595

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5589 CANDLELIGHT DR, LA JOLLA, CA 92037-7713
Investor	Possibly a Property Investor

Mortgage

Document Number	0000294613
Date	Jul 18, 2022
Instrument	2022-0294613

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	5-Year CMT
Max Rate	7.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,258,999 (+2%) Land $1,645,293 Building $613,706
2025	$28,181.00 (+8.28%) Homeowner's exemption	$2,214,706 (+4.04%) Land $1,613,033 Building $601,673
2023	$26,026.00 (+12.95%) Homeowner's exemption	$2,128,708 Land $1,550,398 Building $578,310
2022	$23,043.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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