55876 300th St, Cambridge, IA 50046 Property Records

Story County property record for 55876 300th St, Cambridge, IA 50046

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 1,834 sqft · built 2014
Lot Size	13.4 acres (584,140 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2015)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-200-270`

Property Details

APN / Parcel Number

Primary APN	`13-13-200-270`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,834 sqft
Basement Area	1,834 sqft
Unfinished Basement	1,834 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	584,140 sqft (13.4 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	832 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55876 300TH ST
City	CAMBRIDGE
State	IA
Zip	50046-8608
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1, AGRIC
Legal Description	E1/2 NE PARCEL E SLIDE 515 PG 6
Legal Range	24W
Legal Township	82N
Legal Section	13
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1015
Census Tract	10102

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55876 300TH ST, CAMBRIDGE, IA 50046-8608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage GREAT WESTERN BANK
May 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2015 · Amount on Record
Deed Sale	Jul 23, 2015 · Amount on Record
Prior Sale	Apr 29, 2014 · Amount on Record
Deed Document Number	20156991
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0000006991
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	55876 300TH ST, CAMBRIDGE, IA 50046-8608
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201800744
Date	Jan 26, 2018
Instrument	2018-00744

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	55876 300TH ST, CAMBRIDGE, IA 50046-8608
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904161
Date	May 28, 2019
Instrument	2019-04161

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2024

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	55876 300TH ST, CAMBRIDGE, IA 50046-8608
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907502
Date	Aug 19, 2019
Instrument	2019-07502

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2024

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (+2.41%) Homeowner's exemption	$361,400 (+9.22%) Land $12,200 Building $349,200	$361,400 (+8.89%) Land $12,200 Building $349,200
2024	$4,572.00 (+7.07%)
2023		$330,900 Land $8,000 Building $322,900	$331,900
2022	$4,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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