55872 Bent Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 55872 Bent Rd, Three Rivers, MI 49093 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1959
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2014)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	May 2022 Line of Credit Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-032-002-15`

Property Details

APN / Parcel Number

Primary APN	`007-032-002-15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,176 sqft Building Perimeter
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	99,317 sqft (2.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	55872 BENT RD
City	THREE RIVERS
State	MI
Zip	49093-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF SEC 32 T5S R12W TH N 00D 26M 36S E 608.13 FT TO POB TH N 89D 33M 24S W 250 FT TH N 00D 26M 36S E 396.66 FT TH S
Legal Range	12W
Legal Township	05S
Legal Section	32
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLOWERFIELD
Census Block Group	1
Census Block	1078
Census Tract	40900

Owner

Source: St. Joseph County records · APN 007-032-002-15

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55872 BENT RD, THREE RIVERS, MI 49093-9538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 06, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Nov 12, 2019	Intrafamily Transfer, Transfer
May 09, 2019	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2014 · Amount on Record
Deed Sale	Sep 17, 2014 · Amount on Record
Deed Book / Page	1758 / 689
Last Transfer Date	Aug 15, 2024
Transfer Doc	2024005900
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55872 BENT RD, THREE RIVERS, MI 49093-9538
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55872 BENT RD, THREE RIVERS, MI 49093-9538

Mortgage

Document Number	2022004353
Date	May 06, 2022
Instrument	2022004353

Lender

Name	CENTURY BANK & TRUST
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 12, 2019
Property Address	55872 BENT RD, THREE RIVERS, MI 49093-9538
Document Number	1983/0135
Book / Page	1983 / 0135
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11968 MCKINLEY ST, 11968, JONES, MI 49061-8777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55872 BENT RD, THREE RIVERS, MI 49093-9538

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	55872 BENT RD, THREE RIVERS, MI 49093-9538
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1957/0954
Date	May 09, 2019
Book Page	1957/0954

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank
Address	THREE RIVERS, MI 49093

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2024
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Flowerfield Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (+15.37%) Land $14,200 Building $77,400	$183,200 (+15.37%) Land $28,400 Building $154,800
2025	$1,590.00 Homeowner's exemption	$79,400 Land $13,700 Building $65,700	$158,800 Land $27,400 Building $131,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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