5587 Stonegate Ln, Crozet, VA 22932 Property Records

Albemarle County property record for 5587 Stonegate Ln, Crozet, VA 22932

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,037 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$305,000 (May 2012)
Tax Bill	$4,601 (2026)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056E0-03-00-04600`

Property Details

APN / Parcel Number

Primary APN	`056E0-03-00-04600`
Alternative APN	`17452`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,037 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	260 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5587 STONEGATE LN
City	CROZET
State	VA
Zip	22932-3156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	WESTERN RIDGE C 46
Legal Subdivision	WESTERN RIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	2
Census Block	2000
Census Tract	11102

Owner

5587 Stonegate Ln is owner-occupied and held in a trust since May 2012.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5587 STONEGATE LN, CROZET, VA 22932-3156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2012 · Amount on File
Deed Sale	May 11, 2012 · Amount on File
Deed Document Number	20125925
Deed Book / Page	4172 / 542
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	5587 STONEGATE LN, CROZET, VA 22932-3156
Document Number	0000009588
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5587 STONEGATE LN CROZET VA 229323156, CROZET, VA 22932-3156

Mortgage

Document Number	0000009588
Date	Aug 27, 2018
Book Page	005088/000301
Instrument	9588

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Aug 26, 2091

Interest

Rate Type	Adjustable Rate
Rate	5.07%

Tax Assessment & Valuation

The 2026 property tax bill for 5587 Stonegate Ln was $4,601, up 12.5% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,601.00 (+12.47%)	$514,700 (+12.45%) Land $133,000 Building $381,700	$514,700 (+12.45%) Land $133,000 Building $381,700
2025	$4,091.00	$457,700 Land $137,000 Building $320,700	$457,700 Land $137,000 Building $320,700
2023	$3,652.00	$427,700 Land $120,000 Building $307,700	$427,700 Land $120,000 Building $307,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5587 Stonegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5587 Stonegate Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stonegate Ln

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