Oakland County property record for 5586 John R Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1975 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Nov 2017) |
| Tax Bill | $3,159 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-12-152-004 |
| Primary APN | 88-20-12-152-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 1,036 sqft |
| Unfinished Basement | 1,036 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 290 ft deep x 100 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5586 JOHN R RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 12 PART OF NW 1/4 BEG AT PT DIST N 00-07-53 E 570.81 FT FROM W1/4 COR, TH N 00-07-53 E 100.60 FT, TH N |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 196000 |
5586 John R Rd is owned and occupied by an individual who bought it in November 2017.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TCF NATIONAL BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on File |
| Deed Sale | Nov 15, 2017 · Amount on File |
| Prior Sale | May 22, 2002 · Amount on File |
| Deed Document Number | 2017211440 |
| Deed Book / Page | 51294 / 436 |
| Prior Transfer Date | Sep 30, 2014 |
| Prior Transfer Doc | 0000188608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Document Number | 0000227471 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 56888/865 |
| Instrument | 227471 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DIAMOND BAR, CA 91765 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015969 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 53744/00436 |
| Instrument | 15969 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 13, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000127957 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 54431/762 |
| Instrument | 127957 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 15, 2017 |
| Property Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Document Number | 0000211440 |
| Book / Page | 51294 / 00436 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 211440 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CHIRCO TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,659.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5586 JOHN RD, 5586, TROY, MI 48085 |
| Name | Verified Name |
|---|---|
| Address | 5586 JOHN R RD, TROY, MI 48085-3860 |
| Document Number | 0000211441 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 211441 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 5586 John R Rd was $3,159 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 | ||
| 2023 | $193,780 | ||
| 2022 | $3,286.00 | $96,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5586 John R Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5586 John R Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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