5586 Dunridge Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5586 Dunridge Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,951 sqft · built 2019
Lot Size	0.272 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$291,300 (Nov 2019)
Tax Bill	$2,736 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-2N-30-5281-00K00-0130`

Property Details

APN / Parcel Number

Primary APN	`25-2N-30-5281-00K00-0130`
Alternative APN	`N30225528100K000130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,951 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,951 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	297 sqft
Shed	1 Shed
Shed Area	1 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5586 DUNRIDGE DR
City	MILTON
State	FL
Zip	32571-7678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONECHASE PHASE TWO LOT 13 BLK K AS DES IN OR 3886 PG 599
Legal Range	30W
Legal Township	2N
Legal Section	25
Legal Subdivision	STONECHASE PHS 1 & 2
Legal Block	K
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1026
Census Tract	10302

Owner

Source: Santa Rosa County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5586 DUNRIDGE DR, MILTON, FL 32571-7678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2019	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE TRUST INC
Jun 19, 2019	Warranty Deed, Construction Loan CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	201949374
Deed Book / Page	3886 / 599
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5586 DUNRIDGE DR, PACE, FL 32571-7678
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 DUNRIDGE DR, MILTON, FL 32571-7678

Mortgage

Document Number	0044592001
Date	Dec 19, 2023
Book Page	4459/2001
Instrument	202356216

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5586 DUNRIDGE DR, PACE, FL 32571-7678
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 NDURIDGE DR, PACE, FL 32571

Mortgage

Document Number	0041101594
Date	Apr 29, 2021
Book Page	4110/1594
Instrument	202128253

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5586 DUNRIDGE DR, PACE, FL 32571-7678
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 DUNRIDGE DR, PACE, FL 32571-7678

Mortgage

Document Number	0042370011
Date	Jan 25, 2022
Book Page	4237/11
Instrument	202204317

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 1, 2019
Property Address	5586 DUNRIDGE DR, PACE, FL 32571-7678
Document Number	0038860599
Book / Page	3886 / 0599
Map Reference	MB 12 PG 69
Instrument Date	Oct 31, 2019
Instrument	201949374
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,039.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 BAYOU BLVD STE 46, 4400, PENSACOLA, FL 32503-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5586 DUNRIDGE DR, PACE, FL 32571-7678

Mortgage

Document Number	0003886601
Date	Nov 1, 2019
Instrument	3886/601

Lender

Name	MORTGAGE TRUST INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 19, 2019
Property Address	5586 DUNRIDGE DR, PACE, FL 32571-7678
Document Number	0038411044
Book / Page	003841 / 001044
Instrument Date	Jun 19, 2019
Instrument	26190
Transaction Type	Construction Loan
Record Updated	Aug 30, 2019
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 BAYOU BLVD #46 PENSACOLA FL 325031910, 46, PENSACOLA, FL 32503-1910
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$254,731 (+2.9%)	$323,408 (+2.28%) Land $55,000 Building $268,408
2024	$2,736.00 (+1.86%) Homeowner's exemption Disabled Person's exemption	$247,551 (+3%)	$316,202 (+6.27%) Land $55,000 Building $261,202
2023	$2,686.00 (+0.07%) Homeowner's exemption	$240,341 (+3%)	$297,542 (+7.85%) Land $48,000 Building $249,542
2022	$2,684.00 Homeowner's exemption	$233,341	$275,881 Land $40,000 Building $235,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Conexon Connect.

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