Hennepin County property record for 5585 Harding Ln, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,984 sqft · built 1989 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $6,846 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-117-23-22-0036 |
| Primary APN | 33-117-23-22-0036 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,330 sqft |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 780 sqft |
| Basement Area | 770 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 110 ft deep x 76 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 415 sqft |
| Patio Area | 415 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 5585 HARDING LN |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-8462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLOCK 001 T HARDING ACRES 2ND ADDN 76X110X210X122X93 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 33 |
| Legal Quarter | 22 |
| Legal Subdivision | HARDING ACRES 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | SHOREWOOD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 27503 |
Source: Hennepin County records · APN 33-117-23-22-0036
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5585 HARDING LN, EXCELSIOR, MN 55331-8462 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Feb 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED HM LNS |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional with PMI UNITED HM LNS |
| Jun 05, 2017 | Warranty Deed, Transfer · FHA Mortgage UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2017 |
| Deed Sale | Jun 05, 2017 |
| Prior Sale | Oct 18, 2001 · Amount on Record |
| Deed Document Number | 20175449516 |
| Last Transfer Date | Feb 16, 2026 |
| Transfer Doc | 00T6185939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Feb 17, 2026 |
| Property Address | 5585 HARDING LN, SHOREWOOD, MN 55331-8462 |
| Document Number | 00T6185939 |
| Instrument Date | Feb 16, 2026 |
| Instrument | T6185939 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5585 HARDLING LANE, SHOREWOOD, MN 55331-8462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5585 HARDING LN, SHOREWOOD, MN 55331-8462 |
| Document Number | 0005685558 |
| Instrument Date | Feb 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5585 HARDING LN EXCELSIOR MN 553318462, EXCELSIOR, MN 55331-8462 |
| Document Number | 0005685558 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 5685558 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5585 HARDING LN, SHOREWOOD, MN 55331-8462 |
| Document Number | 0005510774 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5585 HARDING LN EXCELSIOR MN 553318462, EXCELSIOR, MN 55331-8462 |
| Document Number | 0005510774 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 5510774 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 05, 2017 |
| Property Address | 5585 HARDING LN, SHOREWOOD, MN 55331-8462 |
| Document Number | 0005449516 |
| Instrument Date | May 30, 2017 |
| Instrument | 5449516 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2017 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,326.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5585 HARDING LN EXCELSIOR MN 553318462, EXCELSIOR, MN 55331-8462 |
| Document Number | 5449517 |
|---|---|
| Date | Jun 05, 2017 |
| Instrument | 5449517 |
| Name | UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | WESTCHESTER, IL 60154 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Shorewood City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,846.00 (+10.24%) | $561,300 (+6.55%) Land $182,000 Building $379,300 | $561,300 (+6.55%) Land $182,000 Building $379,300 |
| 2024 | $6,210.00 (-3.59%) | $526,800 (-5.42%) Land $161,000 Building $365,800 | $526,800 (-5.42%) Land $161,000 Building $365,800 |
| 2023 | $6,441.00 Homeowner's exemption | ||
| 2022 | $557,000 Land $200,000 Building $357,000 | $557,000 Land $200,000 Building $357,000 |
Source: FEMA National Flood Hazard Layer as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet Holdings, Verizon, Xtratyme Technologies.
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Shorewood serves 3,890 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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