5585 E Tenison St, Inverness, FL 34452 Property Records

Citrus County property record for 5585 E Tenison St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,861 sqft · built 1989
Lot Size	0.538 acres (23,437 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2022)
Tax Bill	$3,786 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-001A-0425B-009.5`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-001A-0425B-009.5`
Alternative APNs	`3019S20E001A0425B0095` `1832195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,861 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	23,437 sqft (0.538 acres)
Lot Dimensions	187 ft deep x 125 ft wide
Garage Area	960 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	469 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1832195
Old Parcel Number	3019S20E001A0425B0095
Street Address	5585 E TENISON ST
City	INVERNESS
State	FL
Zip	34452-8457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST 1ST ADD REPLAT PB 6 PG 116 S1/2 OF LOT 9 BLK 425B
Legal Range	20E
Legal Township	20S
Legal Section	06
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	425B
Legal Lot Number	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1019
Census Tract	451101

Owner

5585 E Tenison St is owned and occupied by an individual who bought it in June 2022.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5585 E TENISON ST, INVERNESS, FL 34452-8457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Prior Sale	Oct 26, 2015
Deed Document Number	2022044979
Deed Book / Page	3296 / 1539
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	5585 E TENISON ST, INVERNESS, FL 34452-8457
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5585 E TENISON ST, INVERNESS, FL 34452-8457

Mortgage

Document Number	0033251745
Date	Oct 6, 2022
Book Page	3325/1745
Instrument	2022069156

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 9, 2042

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 23, 2022
Property Address	5585 E TENISON ST, INVERNESS, FL 34452-8457
Document Number	0032961539
Book / Page	3296 / 1539
Map Reference	MB 6 PG 116-122
Instrument Date	Jun 23, 2022
Instrument	2022044979
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5375 BLUEBERRY HILL AVE, LAKE WORTH, FL 33463-6799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5585 E TENISON ST, INVERNESS, FL 34452-8457

Mortgage

Document Number	0032961541
Date	Jun 23, 2022
Instrument	3296/1541

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5585 E Tenison St was $3,786 with exemptions applied, up 2.2% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,786.00 (+2.24%) Homeowner's exemption Additional exemption filed	$282,537 (+1.04%) Land $15,000 Building $267,537	$282,537 (+1.04%) Land $15,000 Building $267,537
2024	$3,703.00 (+8.31%) Homeowner's exemption Additional exemption filed	$279,616 (+8.27%) Land $15,000 Building $264,616	$279,616 (+8.27%) Land $15,000 Building $264,616
2023	$3,419.00 (+225.31%) Homeowner's exemption Additional exemption filed	$258,268 (+15.69%) Land $12,500 Building $245,768	$258,268 (+15.69%) Land $12,500 Building $245,768
2022	$1,051.00 Homeowner's exemption Additional exemption filed	$223,240 Land $10,380 Building $212,860	$223,240 Land $10,380 Building $212,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5585 E Tenison St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5585 E Tenison St is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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