Osceola County property record for 5585 Alligator Lake Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,761 sqft · built 1996 |
| Lot Size | 2.44 acres (106,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jun 1984) |
| Tax Bill | $712 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 98027 |
| Primary APN | 98027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,761 sqft Heated Area |
| Gross Area | 9,813 sqft |
| 1st Floor Area | 2,960 sqft |
| Upper Floors Area | 2,801 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 106,286 sqft (2.44 acres) |
| Lot Dimensions | 300 ft deep x 355 ft wide |
| Garage Type | Finished |
| Garage Area | 2,000 sqft |
| Parking Spaces | 10 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 36 sqft |
| Porch | Porch |
| Porch Area | 2,619 sqft |
| Deck Area | 939 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 98027 |
|---|---|
| Street Address | 5585 ALLIGATOR LAKE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 50 LOT 35 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | WATERFRONT ALLIGATOR LAKE |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 43301 |
5585 Alligator Lake Rd is owned and occupied by two individuals who bought it in June 1984.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 700006, SAINT CLOUD, FL 34770-0006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 1984 · Amount on File |
| Deed Sale | Jun 19, 1984 · Amount on File |
| Deed Document Number | 0007591097 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5585 Alligator Lake Rd was $712 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $598,269 | $1,011,200 Land $302,100 Building $709,100 |
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $564,475 (+3%) | $1,000,900 (+18.28%) Land $302,100 Building $698,800 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $548,034 | $846,200 Land $244,000 Building $602,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5585 Alligator Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5585 Alligator Lake Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
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