5584 Coldiron Rd, Lynchburg, OH 45142 Property Records

Highland County property record for 5584 Coldiron Rd, Lynchburg, OH 45142

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1995
Lot Size	2 acres (87,251 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-13-000-235.01`

Property Details

APN / Parcel Number

Primary APN	`38-13-000-235.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,676 sqft Living Area
Gross Area	4,500 sqft
1st Floor Area	1,676 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	87,251 sqft (2 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5584 COLDIRON RD
City	LYNCHBURG
State	OH
Zip	45142-9653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.003 ACRES
Jurisdiction	HIGHLAND OH
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1013
Census Tract	955200

Owner

5584 Coldiron Rd is owned and occupied by two individuals who acquired it in September 2017.

Source: Highland County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN HILLS COMMUNITY BANK
Apr 23, 2026	Deed of Trust · Line of Credit SOUTHERN HILLS COMMUNITY BANK
Sep 22, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 20, 2017
Transfer Doc	960/0497
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Recording Date	Apr 23, 2026
Property Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653
Document Number	0000001951
Book / Page	1021 / 4119
Instrument Date	Apr 14, 2026
Instrument	20261951
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653

Mortgage

Document Number	0000001951,
Date	Apr 23, 2026
Book Page	1021/4119
Instrument	20261951

Lender

Name	SOUTHERN HILLS COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2036

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Recording Date	Apr 23, 2026
Property Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653
Document Number	0000001951
Book / Page	1021 / 4119
Instrument Date	Apr 14, 2026
Instrument	2026.1951
Record Updated	May 5, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653

Mortgage

Document Number	0000001951,
Date	Apr 23, 2026
Book Page	1021/4119
Instrument	2026.1951

Lender

Name	SOUTHERN HILLS COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 14, 2036

Interest

Rate	6.22%
Max Rate	-1%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLAND OH
Recording Date	Sep 22, 2017
Property Address	5584 COLDIRON RD, LYNCHBURG, OH 45142-9653
Document Number	960/0497
Book / Page	960 / 0497
Instrument Date	Sep 20, 2017
Instrument	201700004429
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 E MAIN ST, LEESBURG, OH 45135-9261
Mail Care Of	SOUTHERN HILLS COMMUNITY BANK

Tax Assessment & Valuation

The 2025 property tax bill for 5584 Coldiron Rd was $2,233 with a homeowner's exemption.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Salem Township
Unified School District	Lynchburg-Clay Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00	$73,580 (-) Land $9,420 Building $64,160	$210,200 (-) Land $26,900 Building $183,300
2024	$2,233.00 (+20.18%) Homeowner's exemption	$73,580 (+35.36%) Land $9,420 Building $64,160	$210,200 Land $26,900 Building $183,300
2023	$1,858.00 Homeowner's exemption	$54,360 (-) Land $7,670 Building $46,690
2022		$54,360 Land $7,670 Building $46,690
2021	$2,378.00		$155,300 Land $21,900 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5584 Coldiron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5584 Coldiron Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
connectSCP Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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