Indian River County property record for 5584 55th Ter, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2017 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Apr 2022) |
| Tax Bill | $5,335 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-15-00003-0000-00191.0 |
| Primary APN | 32-39-15-00003-0000-00191.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,728 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 648 sqft |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 44835 |
|---|---|
| Street Address | 5584 55TH TER |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-2459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | VEROLAGO PHASE 4 LOT 191 PBI 20-38 |
| Legal Range | 39 |
| Legal Township | 32 |
| Legal Section | 15 |
| Legal Subdivision | VEROLAGO PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 191 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50811 |
5584 55th Ter is owned and occupied by an individual who bought it in April 2022.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5584 55TH TER, VERO BEACH, FL 32967-2459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Warranty Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Apr 6, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Feb 27, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on File |
| Deed Sale | Apr 6, 2022 · Amount on File |
| Prior Sale | Feb 27, 2017 · Amount on File |
| Deed Document Number | 0035281083 |
| Deed Book / Page | 3528 / 1083 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 6, 2022 |
| Property Address | 5584 55TH TER, VERO BEACH, FL 32967-2459 |
| Document Number | 0035281083 |
| Book / Page | 3528 / 1083 |
| Map Reference | MB 20 PG 38 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 3120220022123 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | HARBOR TITLE AND ESCROW, HARBOR TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 LEGENDARY PL, 115, HOT SPRINGS, AR 71913-6957 |
| Name | Verified Name |
|---|---|
| Address | 5584 55TH TER, VERO BEACH, FL 32967-2459 |
| Document Number | 0035281085 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 3528/1085 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5584 55TH TER, VERO BEACH, FL 32967-2459 |
| Document Number | 0032961196 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5584 55TH TER VERO BEACH FL 329672459, VERO BEACH, FL 32967-2459 |
| Document Number | 0032961196 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 003296/001196 |
| Instrument | 23812 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 27, 2017 |
| Property Address | 5584 55TH TER, VERO BEACH, FL 32967-2459 |
| Document Number | 0030040138 |
| Book / Page | 003004 / 000138 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 10483 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | RTC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,728.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5584 55TH TER VERO BEACH FL 329672459, VERO BEACH, FL 32967-2459 |
| Document Number | 30040140 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 003004/000140 |
| Instrument | 10484 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2047 |
The 2025 property tax bill for 5584 55th Ter was $5,335.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,335.00 | $390,931 Land $46,750 Building $344,181 | $390,931 Land $46,750 Building $344,181 |
| 2023 | $4,997.00 (+148.85%) | $385,996 (+126.44%) Land $38,250 Building $347,746 | $385,996 (+17.57%) Land $38,250 Building $347,746 |
| 2022 | $2,008.00 | $170,462 | $328,301 Land $38,250 Building $290,051 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5584 55th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5584 55th Ter is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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