5583 Thomas Rd, Georgetown, OH 45121 Property Records

Brown County property record for 5583 Thomas Rd, Georgetown, OH 45121 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1997
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 2003)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016509-2`

Property Details

APN / Parcel Number

Primary APN	`016509-2`
Alternative APN	`20-041056-35-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	304,920 sqft (7 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	016509-2
Street Address	5583 THOMAS RD
City	GEORGETOWN
State	OH
Zip	45121-8746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1058 7.00 A LAND SHINKLES RIDGE ESTATES LOT 35 LEWIS TWP RULH LSD
Legal Subdivision	SHINKLES RIDGE ESTATES
Legal Lot Number	35
Jurisdiction	BROWN OH
Township / Civil Division	LEWIS
Census Block Group	4
Census Block	4041
Census Tract	951900

Owner

Source: Brown County records · APN 016509-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Dec 04, 2025	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Apr 01, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2003 · Amount on Record
Deed Sale	Feb 04, 2003 · Amount on Record
Prior Sale	Feb 04, 2003 · Amount on Record
Deed Document Number	20031515
Deed Book / Page	277 / 698
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746

Mortgage

Document Number	0000004151
Date	Aug 15, 2025
Book Page	545/2608
Instrument	202500004151

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	100 N HIGH ST, HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	12.5%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746
Transaction Type	Mortgage
Record Updated	Mar 06, 2026
Title Company	TICO TITLE INC, TRICO TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746

Mortgage

Document Number	0000006259
Date	Dec 04, 2025
Book Page	549/2668
Instrument	202500006259

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	100 N HIGH ST, HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	12.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	5583 THOMAS RD, GEORGETOWN, OH 45121-8746
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001411
Date	Apr 01, 2019
Book Page	492/0480
Instrument	201900001411

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Brown County records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Lewis Township
Unified School District	Ripley-Union-Lewis-Huntington Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00 (+0.12%)	$56,660 (-) Land $17,680 Building $38,980
2024	$1,728.00 (+24.95%) Homeowner's exemption	$56,660 (+41.05%) Land $17,680 Building $38,980	$161,880 (+41.02%) Land $50,510 Building $111,370
2023	$1,383.00 Homeowner's exemption	$40,170 (-) Land $11,910 Building $28,260
2022	$1,383.00 Homeowner's exemption	$40,170 Land $11,910 Building $28,260
2021			$114,790 Land $34,040 Building $80,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brown County (39015C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390159519004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	14 (1978–2025)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Apr 2025, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Mar 1997 · 10 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	DSL	115 / 7
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cincinnati Bell, ALTIUS Communications, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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