5582 W Ponkan Rd, Apopka, FL 32712 Property Records

Orange County property record for 5582 W Ponkan Rd, Apopka, FL 32712

Property Summary

Property Type	Store with Apartments
Details	4 bd · 3.5 ba · 4,394 sqft · built 1954
Lot Size	1.92 acres (83,654 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Mar 2022)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-20-27-0000-00-065`

Property Details

APN / Parcel Number

Primary APN	`27-20-27-0000-00-065`
Alternative APNs	`108090` `108743` `110025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,394 sqft Gross Area
1st Floor Area	1,144 sqft
Utility Area	255 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,654 sqft (1.92 acres)
Garage Area	1,151 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5582 W PONKAN RD
City	APOPKA
State	FL
Zip	32712-5810
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	IND-1/IND-
Legal Description	BEG 100 FT E & 30 FT S OF NW COR OF NE1/4 OF NE1/4 OF NW1/4 RUN E 145.4 FT TO W R/W LINE OF SEABOARD COAST LINE RAILROAD TH SELY ALONG W/ R/W LINE 141.15 FT TH SWLY 207.4 FT TO A P
Legal Range	27E
Legal Township	20S
Legal Section	27
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	65
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1023
Census Tract	17901

Owner

5582 W Ponkan Rd, a commercial property, is owned by a company that bought it in March 2022.

Source: Orange County records, as of August 21, 2026

Owner of Record	Company Name on File
Mailing Address	5582 W PONKAN RD, APOPKA, FL 32712-5810
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
May 22, 2019	Loan Modification, Mortgage · Conventional Mortgage UNITED LEGACY BK
Sep 6, 2017	Warranty Deed, Transfer · Line of Credit NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Mar 11, 2021 · Amount on File
Deed Document Number	2022182249
Prior Transfer Date	Nov 11, 2009
Prior Transfer Doc	0000670676
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5582 W PONKAN RD, APOPKA, FL 32712-5810
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5582 W PONKAN RD, APOPKA, FL 32712-5810

Mortgage

Document Number	20210207405
Date	Apr 8, 2021
Instrument	20210207405

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	ORLANDO, FL 32804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 24, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5582 W PONKAN RD, APOPKA, FL 32712-5810
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5582 W PONKAN RD, APOPKA, FL 32712-5810

Mortgage

Document Number	20210141327
Date	Mar 11, 2021
Instrument	20210141327

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	5582 W PONKAN RD, APOPKA, FL 32712-5810
Document Number	0000362693
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	615 W KING ST ORLANDO FL 328044423, ORLANDO, FL 32804-4423

Mortgage

Document Number	0000362693
Date	Jun 13, 2019
Instrument	362693

Lender

Name	UNITED LEGACY BK
Type	Bank
Address	ORLANDO, FL 32804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 6, 2017
Property Address	5582 W PONKAN RD, APOPKA, FL 32712-5810
Document Number	0000490967
Instrument Date	Aug 31, 2017
Instrument	20170490967
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 S ATLANTIC AVE APT 19207, 5300, NEW SMYRNA BEACH, FL 32169-7521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W KING ST, ORLANDO, FL 32804-4423

Mortgage

Document Number	0000490968
Date	Sep 6, 2017
Instrument	20170490968

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5582 W Ponkan Rd was $5,240, up 4.5% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,458 (+0.84%) Land $125,481 Building $177,977	$303,458 (+0.84%) Land $125,481 Building $177,977
2025	$5,240.00 (+4.55%)	$300,921 Land $125,481 Building $175,440	$300,921 Land $125,481 Building $175,440
2024	$5,012.00 (+3.51%)
2023	$4,842.00 (+22.03%)	$294,517 (+5.72%) Land $125,481 Building $169,036	$294,517 (+5.72%) Land $125,481 Building $169,036
2022	$3,968.00 Homeowner's exemption	$278,586 Land $125,481 Building $153,105	$278,586 Land $125,481 Building $153,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5582 W Ponkan Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5582 W Ponkan Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZELLWOOD WATER USERS INC. (2 WPS) private · serves 1,320 people · EPA ID FL3481507
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, T-Mobile, Verizon.

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