5582 Oakmont Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5582 Oakmont Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,965 sqft · built 1994
Lot Size	0.489 acres (21,301 sqft)
Owner	2 Individual Names on File
Last Sale	$719,000 (Dec 2021)
Tax Bill	$582 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-29-5274-00K00-0140`

Property Details

APN / Parcel Number

Primary APN	`31-2N-29-5274-00K00-0140`
Alternative APN	`N29231527400K000140`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,965 sqft Living Area
Gross Area	5,538 sqft
1st Floor Area	2,182 sqft
Upper Floors Area	1,783 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,301 sqft (0.489 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	360 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5582 OAKMONT DR
City	PACE
State	FL
Zip	32571-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONEBROOK VILLAGE PHS 4 LOT 14 BLK K AS DES IN OR 4225 PG 464
Legal Range	29W
Legal Township	2N
Legal Section	31
Legal Subdivision	STONEBROOK VILL/ALL
Legal Block	K
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2008
Census Tract	10707

Owner

5582 Oakmont Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Santa Rosa County records, as of April 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5582 OAKMONT DR, PACE, FL 32571-8413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Prior Sale	Jun 6, 2013 · Amount on File
Deed Document Number	202184927
Deed Book / Page	4225 / 464
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 2, 2026
Property Address	5582 OAKMONT DR, MILTON, FL 32571-8413
Document Number	0000016592
Book / Page	4727 / 1752
Instrument Date	Mar 28, 2026
Instrument	202616592
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLOSING DEPARTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5582 OAKMONT DR, MILTON, FL 32571-8413

Mortgage

Document Number	0000016592,
Date	Apr 2, 2026
Book Page	4727/1752
Instrument	202616592

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2021
Property Address	5582 OAKMONT DR, PACE, FL 32571-8413
Document Number	0042250464
Book / Page	4225 / 464
Map Reference	MB E PG 79
Instrument Date	Dec 10, 2021
Instrument	202184927
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,033.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5582 OAKMONT DR, 5582, PACE, FL 32571-8413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 CARIBE DR, NAVARRE, FL 32566-7047

Mortgage

Document Number	0004225466
Date	Dec 27, 2021
Instrument	4225/466

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$594,874 (+2.9%)	$610,473 (+1.41%) Land $135,000 Building $475,473
2024	$582.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$578,109 (+3%)	$601,999 (+7.26%) Land $135,000 Building $466,999
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$561,271 Land $105,000 Building $456,271	$561,271 Land $105,000 Building $456,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5582 Oakmont Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5582 Oakmont Dr is moderate, ranking above 40% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect.

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