5582 Harmony Woods Dr, Preston, MD 21655 Property Records

Caroline County property record for 5582 Harmony Woods Dr, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,560 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (May 2018)
Tax Bill	$60 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-026713`

Property Details

APN / Parcel Number

Primary APN	`04-026713`
Alternative APN	`026713`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,560 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Patio Area	617 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	026713
Street Address	5582 HARMONY WOODS DR
City	PRESTON
State	MD
Zip	21655-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.06 AC LOT 17 COR NEWTON RD & MD 578 HARMONY WOODS SUB
Legal Subdivision	HARMONY WOODS SUB
Legal Lot Number	17
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	1
Census Block	1016
Census Tract	955500

Owner

Source: Caroline County records · APN 04-026713

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5582 HARMONY WOODS DR, PRESTON, MD 21655-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
May 02, 2018	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2018 · Amount on Record
Deed Sale	May 02, 2018 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Book / Page	1308 / 364
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	5582 HARMONY WOODS DR, PRESTON, MD 21655-2223
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014490376
Date	Nov 12, 2020
Book Page	1449/376

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE MD
Recording Date	May 02, 2018
Property Address	5582 HARMONY WOODS DR, PRESTON, MD 21655-2223
Document Number	0013080364
Book / Page	1308 / 364
Map Reference	MB FDM9 FO87
Instrument Date	Apr 25, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,306.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7031 SYCAMORE LN, 7031, EASTON, MD 21601-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5582 HARMONY WOODS DR 21655, 21655, BAY SAINT LOUIS, MS 39520

Mortgage

Document Number	0001308370
Date	May 02, 2018
Instrument	1308/370

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,200 (+19.03%) Land $60,200 Building $357,000	$417,200 (+19.03%) Land $60,200 Building $357,000
2025	$60.00 (-98.43%)
2023	$3,827.00	$350,500 Land $60,200 Building $290,300	$350,500 Land $60,200 Building $290,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Wildfire

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Choptank Electric Cooperative Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Based on FCC filings for 38 locations within half a mile of this property.

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