Oneida County and Deerfield Town property record for 5581 Walker Rd, Deerfield, NY 13502
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,129 sqft · built 1941 |
| Lot Size | 0.3 acres (13,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Jun 2009) |
| Tax Bill | $4,139 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 303200 294.018-2-14 |
| Primary APN | 303200 294.018-2-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,129 sqft Living Area |
| 1st Floor Area | 753 sqft |
| Upper Floors Area | 376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 13,090 sqft (0.3 acres) |
| Lot Dimensions | 110 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 005320 |
|---|---|
| Street Address | 5581 WALKER RD |
| City | UTICA |
| State | NY |
| Zip | 13502-1244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 23901 |
5581 Walker Rd is owned and occupied by two individuals who bought it in June 2009.
Source: Oneida County and Deerfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5581 WALKER RD, UTICA, NY 13502-1244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on File |
| Deed Sale | Jun 1, 2009 · Amount on File |
| Prior Sale | May 15, 2003 · Amount on File |
| Deed Book / Page | 2009 / 8083 |
| Prior Transfer Date | Jul 7, 1994 |
| Prior Transfer Doc | 2686000065 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 5581 WALKER RD, UTICA, NY 13502-1244 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000014028 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 2023-014028 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Type Change Date | Dec 1, 2033 |
| Index | Other |
The 2026 property tax bill for 5581 Walker Rd was $4,139, up 3.9% from the year before.
Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Deerfield Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,139.00 (+3.86%) | ||
| 2025 | $3,985.00 | $16,000 Land $2,000 Building $14,000 | $183,908 Land $22,988 Building $160,920 |
| 2023 | $16,000 (-) Land $2,000 Building $14,000 | $169,312 (+14.82%) Land $21,164 Building $148,148 | |
| 2022 | $1,168.00 Homeowner's exemption | $16,000 Land $2,000 Building $14,000 | $147,465 Land $18,433 Building $129,032 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5581 Walker Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5581 Walker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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