Osceola County property record for 5581 Vigo Loop, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,978 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | Attached, 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,898.00 (2025) |
| Primary APN | 21-25-31-4979-0001-2680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,978 sqft Living Area |
| Gross Area | 3,680 sqft Gross Area |
| 1st Floor | 1,338 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 171 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 5581 VIGO LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9439 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 268 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 21 |
| Legal Subdivision | SIENA RESERVE PHS 2C TEMP |
| Legal Phase | 2C |
| Legal Lot Number | 268 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
Source: Osceola County records · APN 21-25-31-4979-0001-2680
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5581 VIGO LOOP, SAINT CLOUD, FL 34771-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage DIGITAL FCU |
| Sep 09, 2022 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2023 |
| Deed Sale | Feb 16, 2023 |
| Prior Sale | Sep 09, 2022 · Amount on Record |
| Deed Doc Number | 202319134 |
| Deed Book / Page | 6359 / 901 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 16, 2023 |
| Property Address | 5581 VIGO LOOP, SAINT CLOUD, FL 34771-9439 |
| Document Number | 0063590901 |
| Book / Page | 6359 / 901 |
| Map Reference | MB 30 PG 160-163 |
| Instrument Date | Feb 15, 2023 |
| Instrument | 2023019134 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,713.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5581 VIGO LOOP, SAINT CLOUD, FL 34771-9439 |
| Document Number | 0006359903 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 6359/903 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 09, 2022 |
| Property Address | 5581 VIGO LOOP, SAINT CLOUD, FL 34771-9439 |
| Document Number | 0062831523 |
| Book / Page | 6283 / 1523 |
| Map Reference | MB 30 PG 160-163 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 2022137693 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $543.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4098, MARYVILLE, TN 37802-4098 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,898.00 (+318.57%) | $446,500 (+507.48%) Land $78,800 Building $367,700 | $446,500 (+507.48%) Land $78,800 Building $367,700 |
| 2023 | $1,648.00 (+78.74%) | $73,500 (+11.36%) Land $73,500 | $73,500 (+11.36%) Land $73,500 |
| 2022 | $922.00 | $66,000 Land $66,000 | $66,000 Land $66,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 85% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 139 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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