5581 Starcrest Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 5581 Starcrest Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1964
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,279,000 (Apr 2021)
Tax Bill	$18,267 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2021 Transfer + 3 more
Flood Zone	Zone D (undetermined)
APN	`464-26-022`

Property Details

APN / Parcel Number

Primary APN	`464-26-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	110 ft deep x 56 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	5581 STARCREST DR
City	SAN JOSE
State	CA
Zip	95123-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 3611 STARDUST HOMES BOOK 177 PAGE 46 PAGE 47 LOT 148
Legal Subdivision	STARDUST HOMES
Legal Tract	3611
Legal Lot Number	148
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2013
Census Tract	512027

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Apr 22, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 22, 2021	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 23, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	202124932137
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0024932136
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336

Mortgage

Document Number	0025159558
Date	Nov 9, 2021
Instrument	25159558

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 22, 2021
Property Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Document Number	0024932136
Map Reference	MB 177 PG 46&47
Instrument Date	Apr 20, 2021
Instrument	24932136
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 22, 2021
Property Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Document Number	0024932137
Map Reference	MB 177 PG 46&47
Instrument Date	Apr 15, 2021
Instrument	24932137
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336

Mortgage

Document Number	0024932138
Date	Apr 22, 2021
Instrument	24932138

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	0024932139
Date	Apr 22, 2021
Instrument	24932139

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2021
Property Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Document Number	0024922704
Map Reference	MB 177 PG 46&47
Instrument Date	Mar 3, 2021
Instrument	24922704
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, SPRUCE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336

Mortgage

Document Number	0024922705
Date	Apr 15, 2021
Instrument	24922705

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 23, 2019
Property Address	5581 STARCREST DR, SAN JOSE, CA 95123-1336
Document Number	0024102004
Instrument Date	Jan 17, 2019
Instrument	24102004
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5581 STARCREST DR SAN JOSE CA 951231336, SAN JOSE, CA 95123-1336

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,412,115 (+2%) Land $1,129,693 Building $282,422
2025	$18,267.00 (+8.36%) Homeowner's exemption	$1,384,428 (+4.04%) Land $1,107,543 Building $276,885
2023	$16,857.00 (+3.23%) Homeowner's exemption	$1,330,671 Land $1,064,537 Building $266,134
2022	$16,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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